CANNON BEACH CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1945

Legal Domicile

Principal Officer

PAUL TICE

Phone

5034362623

Tax Period

2024-07-01 to 2025-06-30

CANNON BEACH CHAMBER OF COMMERCE, founded in 1945, is a small nonprofit that reported $736K in total revenue in fiscal year 2024.

Mission

THE CHAMBER OF COMMERCE REPRESENTS BUSINESSES TO PROMOTE TOURISM BY ADVERTISING SPECIAL EVENTS MAINTAINING INFORMATION VISITOR CENTER.

Program Service Accomplishments

Program 1

Expenses: $446,067

TO PROMOTE TOURISM BY ADVERTISING SPECIAL EVENTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $656,907

Program Service Revenue $0

Investment Income $830

Other Revenue $77,968

TOTAL REVENUE $735,705

Expense Breakdown

Grants Paid $0

Salaries & Benefits $397,796

Fundraising Expenses $11,745

Program Expenses $446,067

Other Expenses $379,225

TOTAL EXPENSES $784,259

Year-over-Year Comparison

	2024	2023	Change
Revenue	$735,705	$721,022	+0.0%
Expenses	$784,259	$850,473	-0.1%
Net Income	$-48,554	$-129,451	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$85,114

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES PAINO	EXECUTIVE DIRECTOR	040.00	Director Highest	$85,114	$0	$85,114
TAMARA ROBERTS	PRESIDENT	002.00	Officer Director	$0	$0	$0
ERIK OSTRANDER	DIRECTOR	002.00	Officer Director	$0	$0	$0
PAUL TICE	BOARD TREASURER	002.00	Director	$0	$0	$0
SONYA AGNELLO	DIRECTOR	002.00	Officer Director	$0	$0	$0
ROBIN RISLEY	DIRECTOR	002.00	Director	$0	$0	$0
JULIE WALKER	BOARD SECRETARY	002.00	Director	$0	$0	$0
MIKE MORGAN	DIRECTOR	002.00	Director	$0	$0	$0
ELESE CLAUSSEN	VICE PRESIDENT	002.00	Director	$0	$0	$0
KIMBERLY WARD	DIRECTOR	002.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$735,705	$784,259	$656,975	$-48,554
2024	$721,022	$850,473	$682,713	$-129,451
2023	$563,042	$629,841	$824,163	$-66,799
2022	$717,483	$540,849	$883,240	$176,634
2021	$646,480	$452,120	$705,043	$194,360
2020	$650,725	$662,731	$482,091	$-12,006
2019	$806,348	$832,555	$462,114	$-26,207