MCMINNVILLE AREA HABITAT FOR HUMANITY (EIN 931025835) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1991

Legal Domicile

Principal Officer

PATTY HADDELAND

Phone

5034729637

Tax Period

2024-07-01 to 2025-06-30

MCMINNVILLE AREA HABITAT FOR HUMANITY, founded in 1991, is a community nonprofit that reported $3.3M in total revenue in fiscal year 2024. Revenue surged 64% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.3M, a strong 40% operating margin.

Mission

To build partnerships among volunteers, families, and the community in order to build simple, decent houses for families in need.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,709,693

Program Service Revenue $557,423

Investment Income $1,006,349

Other Revenue $37,908

TOTAL REVENUE $3,311,373

Expense Breakdown

Grants Paid $0

Salaries & Benefits $532,260

Fundraising Expenses $51,878

Program Expenses $1,594,794

Other Expenses $1,451,914

TOTAL EXPENSES $1,984,174

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,311,373	$2,018,638	+0.6%
Expenses	$1,984,174	$1,300,062	+0.5%
Net Income	$1,327,199	$718,576	+0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

107

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$93,500

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATIE CURRY	Executive Dir.	40.00	Officer	$93,500	$0	$93,500
PATTY HADDELAND	President	3.00	Officer Director	$0	$0	$0
CHRIS DAHLVIG	Treasurer	3.00	Officer Director	$0	$0	$0
Maria Mendoza	Director	3.00	Director	$0	$0	$0
TARA QUINCY	Secretary	3.00	Officer Director	$0	$0	$0
TRAVIS MCGUIRE	Vice President	0.00	Officer Director	$0	$0	$0
HANNA MOMTAZI	Director	0.00	Director	$0	$0	$0
MARYALICE RUSSELL	Director	0.00	Director	$0	$0	$0
Griffin Zollner	Director	0.00	Director	$0	$0	$0
KATHY CABE	Treasurer	0.00	Director	$0	$0	$0
ADRIAN CHITTY	Director	0.00	Director	$0	$0	$0
PHILIP FORVE	Director	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,311,373	$1,984,174	$6,467,762	$1,327,199
2024	$2,018,638	$1,300,062	$5,158,307	$718,576
2023	$1,266,274	$856,183	$4,400,075	$410,091
2022	$1,826,621	$870,537	$4,274,943	$956,084
2021	$1,037,242	$885,261	$3,186,637	$151,981
2020	$990,013	$847,514	$2,979,085	$142,499
2019	$720,007	$871,033	$2,797,188	$-151,026

MCMINNVILLE AREA HABITAT FOR HUMANITY