BLANKET COVERAGE (EIN 931069589) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

DANIEL GRIFFITH

Phone

5094278769

Tax Period

2025-01-01 to 2025-12-31

BLANKET COVERAGE, founded in 1994, is a small nonprofit in the Human Services sector that reported $267K in total revenue in fiscal year 2025.

Mission

REHABILITATION OF MENTALLY ILL, ELDERLY AND PHYSICALLY CHALLENGED STREET PEOPLE. CREATING AN ENVIRONMENT OF SUCCESSFUL LIVING BOTH ON AND OFF THE STREETS, AND MAINTAINING THIS CONDITION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $266,758

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $266,758

Expense Breakdown

Grants Paid $0

Salaries & Benefits $187,794

Fundraising Expenses $4,821

Program Expenses $237,384

Other Expenses $93,968

TOTAL EXPENSES $281,762

Year-over-Year Comparison

	2025	2024	Change
Revenue	$266,758	$265,185	+0.0%
Expenses	$281,762	$267,449	+0.1%
Net Income	$-15,004	$-2,264	+5.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

250

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$112,260

Total Directors

$168,764

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DANIEL GRIFFITH	DIRECTOR	65.00	Officer Director	$67,944	$6,469	$74,413
LYNN GRIFFITH	ASSISTANT DI	40.00	Officer Director	$35,016	$2,831	$37,847
JOHN GRIFFITH	OUTREACH COO	40.00	Director	$56,504	$0	$56,504
LORIE REPP	SECRETARY	5.00	Officer Director	$0	$0	$0
BRUCE DEROOS	VOLUNTEER CO	20.00	Director	$0	$0	$0
BOB HOSTETLER	LEAD VOLUNTE	5.00	Director	$0	$0	$0
FR BRADLEY HELMUTH	ADVISOR	5.00	Director	$0	$0	$0
ANNA PETERSON	ADVISOR	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$266,758	$281,762	$53,246	$-15,004
2024	No data	No data	No data	No data
2023	$261,773	$289,362	$70,514	$-27,589
2022	$304,312	$290,791	$98,103	$13,521
2022	$304,321	$340,815	$698,103	$-36,494
2021	$278,921	$245,454	$634,582	$33,467
2020	$240,900	$238,677	$576,115	$2,223

BLANKET COVERAGE