JOIN (EIN 931090005) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

MONTA KNUDSON

Phone

5032327052

Tax Period

2024-01-01 to 2024-12-31

JOIN, founded in 1992, is a mid-sized nonprofit in the Human Services sector that reported $10.4M in total revenue in fiscal year 2024.

Mission

TO SUPPORT THE EFFORTS OF HOMELESS PEOPLE TO TRANSITION OFF THE STREET INTO PERMANENT HOUSING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $10,405,239

Program Service Revenue $0

Investment Income $9,300

Other Revenue $5,371

TOTAL REVENUE $10,419,910

Expense Breakdown

Grants Paid $4,954,918

Salaries & Benefits $3,846,708

Fundraising Expenses $145,359

Program Expenses $9,153,442

Other Expenses $2,137,878

TOTAL EXPENSES $10,939,504

Year-over-Year Comparison

	2024	2023	Change
Revenue	$10,419,910	$10,054,507	+0.0%
Expenses	$10,939,504	$11,421,799	0.0%
Net Income	$-519,594	$-1,367,292	-0.6%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$242,489

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHLOE FAISON	INT EXEC DIRECTOR (THROUGH 11/2024)	40.00	Officer	$130,923	$7,631	$138,554
CAMERON FOSTER	DIRECTOR OF PROGRAMS	40.00	Highest	$112,500	$12,517	$125,017
KAREN RILEY	DIRECTOR OF PEOPLE AND CULTURE	40.00	Highest	$109,157	$8,309	$117,466
CHELSEA DELONEY	EXECUTIVE DIRECTOR (THROUGH 06/2024)	40.00	Officer	$67,399	$6,286	$73,685
MONTA KNUDSON	EXECUTIVE DIRECTOR	40.00	Officer	$30,250	$0	$30,250
CHRIS BONNER	PRESIDENT	2.00	Officer Director	$0	$0	$0
MAYA EDELSTEIN	TREASURER	1.00	Officer Director	$0	$0	$0
JAKE ROSENBERG	SECRETARY	1.00	Officer Director	$0	$0	$0
KEVIN KAUFMAN	BOARD MEMBER	2.00	Director	$0	$0	$0
RENA JIMENEZ-BLOUT	BOARD MEMBER	1.00	Director	$0	$0	$0
AMANDA HESS	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$10,419,910	$10,939,504	$3,692,212	$-519,594
2023	$10,054,507	$11,421,799	$4,244,688	$-1,367,292
2022	$10,982,306	$12,687,192	$5,297,621	$-1,704,886
2021	$9,931,336	$10,863,867	$6,915,082	$-932,531
2020	$9,736,186	$9,924,203	$7,687,247	$-188,017
2019	$10,252,484	$10,051,815	$7,883,811	$200,669
2018	$13,187,193	$7,709,262	$7,652,266	$5,477,931

JOIN