VALLEY DEVELOPMENT INITIATIVES

EIN: 931138243

SALEM, OR

Total Revenue
$120,249
Total Expenses
$195,658
Total Assets
$7,382,916
Net Assets
$5,553,411
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1994
Legal Domicile
OR
Principal Officer
NATALIE MCRAE CARMICHAEL
Phone
5035886177
Tax Period
2024-07-01 to 2025-06-30

VALLEY DEVELOPMENT INITIATIVES, founded in 1994, is a small nonprofit that reported $120K in total revenue in fiscal year 2024. Revenue fell 66% from the prior year — a significant decline worth monitoring. Expenses of $196K exceeded revenue, resulting in a 63% operating deficit.

Mission

THE PRINCIPAL PURPOSE OF THIS CORPORATION SHALL BE TO ACT AS AN INTERMEDIARY BORROWER/RELENDER WITHIN THE SCOPE OF CERTAIN "INTERMEDIARY RELENDING PROGRAMS" ESTABLISHED BY THE U.S. DEPARTMENT OF AGRICULTURE, RURAL DEVELOPMENT, AND THE U.S. SMALL BUSINESS ADMINISTRATION; AS A LENDER OF OTHER PUBLIC FUNDS SUCH AS THOSE MADE AVAILABLE UNDER THE RURAL BUSINESS ENTERPRISE GRANT PROGRAM ESTABLISHED BY RURAL DEVELOPMENT AND FUNDS THAT MAY BE DERIVED FROM OTHER PUBLIC AGENCIES TO ACCOMPLISH SIMILAR GOALS, AND PROVIDE AFFORDABLE HOUSING THAT IS DECENT, SAFE, AND SANITARY FOR LOW-INCOME FAMILIES, TO CARRY OUT A NEIGHBORHOOD REVITALIZATION OR COMMUNITY ECONOMIC DEVELOPMENT, AND TO CONTRACT WITH AN APPROPRIATE POLITICAL SUBDIVISION ("A PUBLIC BODY" AS DEFINED IN ORS 30.620) OF THE STATE OF OREGON TO ADMINISTER SUCH PROGRAM IN THE NAME OF THIS CORPORATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $116,394
Investment Income $3,855
Other Revenue $0
TOTAL REVENUE $120,249

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $169,031
Other Expenses $195,658
TOTAL EXPENSES $195,658

Year-over-Year Comparison

2024 2023 Change
Revenue $120,249 $353,239 -0.7%
Expenses $195,658 $418,415 -0.5%
Net Income $-75,409 $-65,176 +0.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
8
Independent Members
8
Employees
N/A
Volunteers
8

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$163,451
Total Directors
8
$0
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DERIK MUNNS PRESIDENT 1.00
Officer Director
$0 $0 $0
ALEX RHOTEN VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
ANDY BENNETT SECRETARY 1.00
Officer Director
$0 $0 $0
RAY TEASLEY TREASURER 1.00
Officer Director
$0 $0 $0
SAM BRENTANO DIRECTOR 1.00
Director
$0 $0 $0
TRUMAN STONE DIRECTOR 1.00
Director
$0 $0 $0
LESA GOFF DIRECTOR 1.00
Director
$0 $0 $0
KENNA WEST DIRECTOR 1.00
Director
$0 $0 $0
NATALIE MCRAE CARMICHAEL PROGRAM DIRECTOR 0.50
Officer
$0 $41,450 $163,451
JEFFREY HILDERBRAND LOAN PROGRAM MANAGER 20.00
Highest
$0 $37,019 $156,858
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $120,249 $195,658 $7,382,916 $-75,409
2024 $353,239 $418,415 $7,682,904 $-65,176
2023 $319,865 $473,460 $7,879,106 $-153,595
2022 $191,112 $361,742 $7,121,121 $-170,630
2021 $336,935 $375,436 $7,257,429 $-38,501
2020 $396,099 $397,078 $7,338,440 $-979
2019 $296,477 $353,421 $7,481,853 $-56,944
2018 $286,780 $211,545 $7,711,017 $75,235
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