NOVA WOMEN'S HEALTH

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2023

Legal Domicile

Principal Officer

FREDRICK SNYDER

Phone

4407738159

Tax Period

2025-01-01 to 2025-12-31

NOVA WOMEN'S HEALTH, founded in 2023, is a small nonprofit in the Human Services sector that reported $690K in total revenue in fiscal year 2025. Revenue decreased 5% compared to the prior year. The organization ran a surplus of $210K, a strong 30% operating margin.

Mission

NOVA WOMEN'S HEALTH (NWH) EXISTS TO PROVIDE MEDICAL TESTING, EDUCATION AND CONSULTATION SERVICES AT NO COST TO WOMEN MAKING DECISIONS ABOUT THEIR UNPLANNED PREGNANCIES.

Program Service Accomplishments

Program 1

Expenses: $328,525

NOVA WOMEN'S HEALTH IS CURRENTLY OPEN 2 DAYS PER WEEK AND WILL SOON BE OPERATING 4 DAYS PER WEEK IN 2026. NOVA EMPLOYEES 2 FULL-TIME AND 8 PART- TIME STAFF MEMBERS. NOVA SERVES 6-8 PATIENTS PER WEEK, OFFERING PREGNANCY TESTING, LIMITED ULTRASOUND, STI TESTING AND TREATMENT AND CONSULTATION. ALL SERVICES ARE PROVIDED FREE OF CHARGE, ENABLED BY THE GENEROSITY OF OUR DONORS, WHO FULLY FUND ALL OPERATIONAL COSTS OF NOVA WOMEN'S HEALTH.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $681,245

Program Service Revenue $0

Investment Income $8,391

Other Revenue $0

TOTAL REVENUE $689,636

Expense Breakdown

Grants Paid $0

Salaries & Benefits $210,441

Fundraising Expenses $121,419

Program Expenses $328,525

Other Expenses $269,138

TOTAL EXPENSES $479,579

Year-over-Year Comparison

	2025	2024	Change
Revenue	$689,636	$728,427	-0.1%
Expenses	$479,579	$432,914	+0.1%
Net Income	$210,057	$295,513	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$55,893

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHANNA PENZENIK	EXECUTIVE DI	40.00	Officer	$55,893	$0	$55,893
KARL BRUHN	SECRETARY	2.00	Officer Director	$0	$0	$0
DR LORI LEONARD	PRESIDENT	1.00	Officer Director	$0	$0	$0
FREDRICK SNYDER	TREASURER	6.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$689,636	$479,579	$1,243,140	$210,057
2024	No data	No data	No data	No data