PEORIA, AZ
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)SUSTAINABLE HOME IMPROVEMENT LOANS OF ARIZONA, founded in 2023, is a small nonprofit that reported $504K in total revenue in fiscal year 2024. The organization ran a surplus of $412K, a strong 82% operating margin.
SUSTAINABLE HOME IMPROVEMENT LOANS OF ARIZONA (SHILA) IS A NONPROFIT COMMUNITY LENDER THAT INCREASES ACCESS TO SAFE, AFFORDABLE HOME IMPROVEMENT FINANCING FOR LOW- AND MODERATE-INCOME HOMEOWNERS IN ARIZONA. OUR MISSION IS TO EMPOWER FAMILIES TO MAKE CRITICAL REPAIRS AND UPGRADES SUCH AS HVAC REPLACEMENTS, ENERGY EFFICIENCY IMPROVEMENTS, ROOF REPAIRS, AND ACCESSIBILITY MODIFICATIONS THROUGH SIMPLE, FIXED-RATE LOANS THAT PRIORITIZE HOMEOWNER STABILITY AND COMMUNITY REVITALIZATION.
SUSTAINABLE HOME IMPROVEMENT LOANS OF ARIZONA'S (SHILA'S) PRIMARY PROGRAM PROVIDES AFFORDABLE, UNSECURED HOME IMPROVEMENT LOANS TO INCOME-QUALIFIED HOMEOWNERS ACROSS ARIZONA, WITH A FOCUS ON AREAS...
SUSTAINABLE HOME IMPROVEMENT LOANS OF ARIZONA'S (SHILA'S) PRIMARY PROGRAM PROVIDES AFFORDABLE, UNSECURED HOME IMPROVEMENT LOANS TO INCOME-QUALIFIED HOMEOWNERS ACROSS ARIZONA, WITH A FOCUS ON AREAS UNDERSERVED BY TRADITIONAL FINANCIAL INSTITUTIONS. SHILA'S OPERATIONS BEGAN IN EARNEST IN THE 4TH QUARTER OF 2024 AND HELPED 5 FAMILIES COMPLETE ESSENTIAL HOME IMPROVEMENTS BY PARTNERING WITH LICENSED CONTRACTORS. OUR LOANS FEATURE NO PREPAYMENT PENALTIES, REASONABLE INTEREST RATES, AND FLEXIBLE UNDERWRITING CRITERIA THAT HELP ENSURE ACCESS FOR BORROWERS WHO MAY BE EXCLUDED FROM CONVENTIONAL CREDIT OPTIONS.CONTINUED ON SCHEDULE OPROGRAM HIGHLIGHTS FOR THE YEAR INCLUDE:- DISBURSED OVER $80,000 IN LOANS TO LOW- AND MODERATE-INCOME HOMEOWNERS- PARTNERED WITH OVER 15 LICENSED CONTRACTORS STATEWIDE- HELPED HOMEOWNERS REDUCE ENERGY COSTS BY FINANCING HIGH-EFFICIENCY SOLAR INSTALLATIONS AND ROOF REPLACEMENTS- PROVIDED SPECIALIZED LOAN TERMS FOR SENIOR HOMEOWNERS (65+) TO SUPPORT AGING IN PLACESHILA'S WORK SUPPORTS NEIGHBORHOOD STABILITY, ENERGY EFFICIENCY, AND ECONOMIC INCLUSION WHILE REDUCING THE USE OF PREDATORY OR SUBPRIME FINANCING. WE ARE SUPPORTED BY PUBLIC-PRIVATE PARTNERSHIPS, INCLUDING LOCAL GOVERNMENT ENTITIES.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $503,938 | N/A | N/A |
| Expenses | $92,087 | N/A | N/A |
| Net Income | $411,851 | $0 | N/A |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
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Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| CHUCK LEVINUS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| VALERIE GONZALES | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JOHN ANGELO | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CHRIS GONZALES | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| TY LORTS | EXECUTIVE DIRECTOR | 40.00 |
Officer
|
$27,885 | $1,695 | $29,580 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $503,938 | $92,087 | $428,617 | $411,851 |
Compare SUSTAINABLE HOME IMPROVEMENT LOANS OF ARIZONA with other nonprofits in Arizona and across the country.