Renovation Marriage

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2023

Legal Domicile

Principal Officer

Todd Stevens

Phone

6628899696

Tax Period

2025-01-01 to 2025-12-31

Renovation Marriage, founded in 2023, is a small nonprofit in the Religion sector that reported $239K in total revenue in fiscal year 2025. Expenses of $280K exceeded revenue, resulting in a 17% operating deficit.

Mission

Renovation Marriage hosts weekend marriage training intensives both in-person and online and provides ongoing instructional resources to equip couples with practical tools for cultivating emotional healing and relational growth within the framework of Christian principles. Our primary focus is helping couples in crisis to restore hope and healing in their marriages. Our curriculum is achieving over a 95% success rate even among couples recovering from affairs and other similar relational trauma.

Program Service Accomplishments

Program 1

Expenses: $193,915 Revenue: $138,641

Conducted 15 weekend marriage intensive workshops serving 281 couples during 2025. Each workshop consists of 9 sessions covering communication conflict resolution forgiveness and relational...

Conducted 15 weekend marriage intensive workshops serving 281 couples during 2025. Each workshop consists of 9 sessions covering communication conflict resolution forgiveness and relational restoration using the organizations proprietary curriculum including the SHARE Model and Relationship Renovation Project frameworks. Workshops were held in Nashville Orlando Los Angeles Chicago Dallas Atlanta Denver New Orleans and Greenville SC. Participant feedback indicated 100% reported improved marital satisfaction and communication skills following the program. 99.59% would recommend the workshop to others.

Program 2

Expenses: $19,819 Revenue: $19,943

Delivered 10 online marriage workshop sessions to 39 couples across 20 states expanding access to couples unable to attend in-person intensives. The virtual format provided the same core curriculum adapted for remote participation removing geographic and scheduling barriers to marriage enrichment.

Program 3

Expenses: $10,780 Revenue: $0

Published 5 educational articles and 8 video resources on marriage enrichment topics reaching an estimated 536 individuals. Maintained a referral network of licensed counselors to connect couples...

Published 5 educational articles and 8 video resources on marriage enrichment topics reaching an estimated 536 individuals. Maintained a referral network of licensed counselors to connect couples with ongoing professional support.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $80,796

Program Service Revenue $158,584

Investment Income $0

Other Revenue $0

TOTAL REVENUE $239,380

Expense Breakdown

Grants Paid $0

Salaries & Benefits $129,539

Fundraising Expenses $15,258

Program Expenses $224,514

Other Expenses $150,134

TOTAL EXPENSES $279,673

Year-over-Year Comparison

	2025	2024	Change
Revenue	$239,380	N/A	N/A
Expenses	$279,673	N/A	N/A
Net Income	$-40,293	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$120,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mary Martin	Secretary	2.00	Officer Director	$0	$0	$0
James Barham	Board Chair	2.00	Officer Director	$0	$0	$0
Carolyn Robinson	Treasurer	2.00	Officer Director	$0	$0	$0
Todd Stevens	Executive Director	50.00	Officer	$120,000	$0	$120,000

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$239,380	$279,673	$26,344	$-40,293