SAVVY SKILL DEVELOPMENT INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2023

Legal Domicile

Principal Officer

HUDY GRAUS

Phone

9179748552

Tax Period

2025-01-01 to 2025-12-31

SAVVY SKILL DEVELOPMENT INC, founded in 2023, is a small nonprofit in the Human Services sector that reported $122K in total revenue in fiscal year 2025.

Mission

TO PROVIDE UNDESERVED COMMUNITIES AND IT'S MEMBERS WITH OPPORTUNITIES TO LEARN AND GAIN SKILLS TO ENHANCE THEIR QUALITY OF LIFE AND INCREASE OPPORTUNITIES FOR MEANINGFUL AND COMPETITIVE EMPLOYMENT. TO PROVIDE STAFFING SOLUTIONS TO THOSE MEMBERS AND COMMUNITIES.

Program Service Accomplishments

Program 1

Expenses: $120,242

PROVIDED UNDESERVED COMMUNITIES AND IT'S MEMBERS WITH OPPORTUNITIES TO LEARN AND GAIN SKILLS TO ENHANCE THEIR QUALITY OF LIFE AND INCREASE OPPORTUNITIES FOR MEANINGFUL AND COMPETITIVE EMPLOYMENT...

PROVIDED UNDESERVED COMMUNITIES AND IT'S MEMBERS WITH OPPORTUNITIES TO LEARN AND GAIN SKILLS TO ENHANCE THEIR QUALITY OF LIFE AND INCREASE OPPORTUNITIES FOR MEANINGFUL AND COMPETITIVE EMPLOYMENT. PROVIDED STAFFING SOLUTIONS TO THOSE MEMBERS AND COMMUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $121,578

Investment Income $0

Other Revenue $0

TOTAL REVENUE $121,578

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $120,242

Other Expenses $120,242

TOTAL EXPENSES $120,242

Year-over-Year Comparison

	2025	2024	Change
Revenue	$121,578	N/A	N/A
Expenses	$120,242	N/A	N/A
Net Income	$1,336	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHANA FRIEDMAN	TRUSTEE	N/A	Director	$0	$0	$0
HUDY GRAUS	PRESIDENT	5.00	Director	$0	$0	$0
EZRA ZAIAT	TRUSTEE	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$121,578	$120,242	$1,536	$1,336