In Our Backyard

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2023

Legal Domicile

Principal Officer

Julie Graham

Phone

9074405777

Tax Period

2025-01-01 to 2025-12-31

In Our Backyard, founded in 2023, is a small nonprofit in the Housing & Shelter sector that reported $105K in total revenue in fiscal year 2025. Revenue fell 79% from the prior year — a significant decline worth monitoring. Expenses of $132K exceeded revenue, resulting in a 25% operating deficit.

Mission

to provide transitional housing for unhoused seniors over 50 years of age.

Program Service Accomplishments

Program 1

Expenses: $132,265 Revenue: $105,431

We supported transitional housing for multiple residents in 2025.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $105,301

Program Service Revenue $0

Investment Income $130

Other Revenue $0

TOTAL REVENUE $105,431

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $132,265

Other Expenses $132,265

TOTAL EXPENSES $132,265

Year-over-Year Comparison

	2025	2024	Change
Revenue	$105,431	$498,109	-0.8%
Expenses	$132,265	$21,861	+5.1%
Net Income	$-26,834	$476,248	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Julie Graham	President	20.00	Officer	$0	$0	$0
Steve Lambert	Vice-President	20.00	Officer	$0	$0	$0
Betsy Baker	Secretary	20.00	Officer	$0	$0	$0
Carol Nordquist	Treasurer	20.00	Officer	$0	$0	$0
Joanna Knapp	Treasurer	20.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$105,431	$132,265	$452,214	$-26,834
2024	$498,109	$21,861	$476,248	$476,248