California Bankers Association

EIN: 940356160

Sacramento, CA

Total Revenue
$6,002,106
Total Expenses
$5,683,550
Total Assets
$18,736,017
Net Assets
$14,224,602
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1959
Legal Domicile
CA
Phone
9164384400
Tax Period
2024-01-01 to 2024-12-31

California Bankers Association, founded in 1959, is a community nonprofit that reported $6.0M in total revenue in fiscal year 2024. Expenses of $5.7M left a modest 5% surplus.

Mission

Provides Education, information, and advocacy services in order to promote the success of the banking industry.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $5,378,706
Investment Income $614,261
Other Revenue $9,139
TOTAL REVENUE $6,002,106

Expense Breakdown

Grants Paid $0
Salaries & Benefits $3,283,607
Fundraising Expenses $0
Program Expenses $0
Other Expenses $2,399,943
TOTAL EXPENSES $5,683,550

Year-over-Year Comparison

2024 2023 Change
Revenue $6,002,106 $6,314,554 0.0%
Expenses $5,683,550 $6,030,555 -0.1%
Net Income $318,556 $283,999 +0.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
41
Independent Members
41
Employees
19
Volunteers
43

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$862,440
Total Directors
43
$0
Key Employees
0
$0
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Krista H Snelling Chair 1.0
Officer Director
$0 $0 $0
Martin E Plourd Chair-Elect 1.0
Officer Director
$0 $0 $0
Steven K Miller Treasurer 1.0
Officer Director
$0 $0 $0
AJ Antongiovanni Board Member 1.0
Director
$0 $0 $0
Amisha Patel Board Member 1.0
Director
$0 $0 $0
Andrew Mastorakis Board Member 1.0
Director
$0 $0 $0
Ash Patel Board Member 1.0
Director
$0 $0 $0
Brian Eugene Argrett Board Member 1.0
Director
$0 $0 $0
Brian Putler Board Member 1.0
Director
$0 $0 $0
Carl Jordan Board Member 1.0
Director
$0 $0 $0
Carlos E Seraphim Board Member (Beginning june) 1.0
Director
$0 $0 $0
Chang M Liu Board Member 1.0
Director
$0 $0 $0
Craig G Blunden Board Member 1.0
Director
$0 $0 $0
David A Brager Board Member 1.0
Director
$0 $0 $0
Douglas P Krause Board Member 1.0
Director
$0 $0 $0
Edythe Repoff Board Member (Beginning june) 1.0
Director
$0 $0 $0
Eric Ellingsen Board Member 1.0
Director
$0 $0 $0
George S Leis Board Member 1.0
Director
$0 $0 $0
J David Joves Board Member 1.0
Director
$0 $0 $0
James E Beckwith Board Member 1.0
Director
$0 $0 $0
James J Kim Board Member 1.0
Director
$0 $0 $0
Jared G Steinwert Board Member 1.0
Director
$0 $0 $0
Jeremiah Z Smith Vice Chair at Large 1.0
Director
$0 $0 $0
John A Cook Board Member 1.0
Director
$0 $0 $0
John Evans Board Member (Through May) 1.0
Director
$0 $0 $0
Kevin McPhaill Vice Chair at Large 1.0
Director
$0 $0 $0
Michael M Lasher Board Member (Beginning june) 1.0
Director
$0 $0 $0
Michael Speaker Board Member 1.0
Director
$0 $0 $0
Mike J Kimball Vice Chair at Large 1.0
Director
$0 $0 $0
Morgan Rector Board Member (through May) 1.0
Director
$0 $0 $0
Peter A Brightbill Board Member 1.0
Director
$0 $0 $0
Ravi Kumar Board Member 1.0
Director
$0 $0 $0
Richard P Smith Board Member 1.0
Director
$0 $0 $0
Rick L Sowers Board Member 1.0
Director
$0 $0 $0
Russell A Colombo Vice Chair at Large 1.0
Director
$0 $0 $0
Stan Ivie Immediate Past Chair 1.0
Director
$0 $0 $0
Steve C Jones Board Member 1.0
Director
$0 $0 $0
Tad Lowrey Board Member 1.0
Director
$0 $0 $0
Thomas V Wornham Board Member 1.0
Director
$0 $0 $0
Todd Lewis Vice Chair at Large 1.0
Director
$0 $0 $0
Tory Nixon Board Member (Beginning june) 1.0
Director
$0 $0 $0
Troy J Sanderson Board Member (Beginning june) 1.0
Director
$0 $0 $0
Virginia A Varela Board Member 1.0
Director
$0 $0 $0
Kevin Gould President & CEO 39.0
Officer
$484,890 $31,696 $516,586
Tina Cota CFO 39.0
Officer
$121,394 $9,136 $130,530
YVETTE ERNST SVP, COO & CORPORATE SECRETARY 39.0
Officer
$202,846 $12,478 $215,324
Jason Lane SVP, DR OF GOVT RELATIONS 40.0
Highest
$254,570 $10,695 $265,265
Melanie Cuevas VP, GOVERNMENT RELATIONS 40.0
Highest
$166,021 $7,787 $173,808
Nikki Patel Controller 40.0
Highest
$123,274 $10,039 $133,313
Randolph Mateo VP, DIRECTOR OF IT 40.0
Highest
$159,349 $9,668 $169,017
VANESSA LUGO Senior Legislative Advocate 40.0
Highest
$137,719 $11,569 $149,288
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $6,002,106 $5,683,550 $18,736,017 $318,556
2023 $6,314,554 $6,030,555 $15,818,922 $283,999
2022 $6,486,392 $7,254,570 $15,459,815 $-768,178
2021 $6,155,334 $5,835,655 $18,492,900 $319,679
2020 $7,080,855 $6,728,869 $16,948,654 $351,986
2019 $8,029,359 $7,864,172 $16,935,501 $165,187
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