Fresno, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CREDIT UNIONS IN THE STATE OF CALIFORNIA, founded in 1936, is a community nonprofit that reported $1.3M in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion. The organization ran a surplus of $238K, a strong 18% operating margin.
Provide financial services to membership, such as Savings and Loans.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $1,302,713 | $1,176,942 | +0.1% |
| Expenses | $1,065,017 | $1,078,984 | 0.0% |
| Net Income | $237,696 | $97,958 | +1.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JOSEPH YAMUNI | CEO | 50 |
Officer
Key Emp
Highest
|
$121,000 | $10,000 | $131,000 |
| LYANN PHANVONGKHAM | VP OF LENDING | 40 |
Officer
Key Emp
|
$78,000 | $10,000 | $88,000 |
| ANTHONY BARRIOS | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| BILL MOSES | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| JOEL AGUILAR | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| TERRENCE CORTEZ | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| STEVE FULLER | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| RENE SHANCHEZ | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| JOHN LIU | Board Member | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $1,302,713 | $1,065,017 | $33,622,851 | $237,696 |
| 2024 | No data | No data | No data | No data |
| 2023 | $949,309 | $941,166 | $33,663,357 | $8,143 |
| 2022 | $825,483 | $768,489 | $37,091,221 | $56,994 |
| 2021 | $818,371 | $753,116 | $37,880,608 | $65,255 |
| 2020 | $795,980 | $773,850 | $34,283,558 | $22,130 |
| 2019 | $852,944 | $778,450 | $31,364,466 | $74,494 |
| 2018 | $806,482 | $713,350 | $30,309,678 | $93,132 |
Compare CREDIT UNIONS IN THE STATE OF CALIFORNIA with other nonprofits in California and across the country.