LODI DISTRICT CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1923

Legal Domicile

Principal Officer

JOHN P DOUCETTE

Phone

2093677840

Tax Period

2024-01-01 to 2024-12-31

LODI DISTRICT CHAMBER OF COMMERCE, founded in 1923, is a small nonprofit that reported $761K in total revenue in fiscal year 2024. Revenue decreased 19% compared to the prior year.

Mission

PROMOTE THE CITY OF LODI INCLUDING THE BUSINESSES, INDUSTRIES AND RESIDENTS OF NORTHERN SAN JOAQUIN COUNTY.

Program Service Accomplishments

Program 1

Expenses: $594,478 Revenue: $775,664

THE CHAMBER OF COMMERCE PROMOTES THE CITY OF LODI AND THE BUSINESSES, INDUSTRIES AND RESIDENTS OF NORTHERN SAN JOAQUIN COUNTY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $755,664

Investment Income $149

Other Revenue $5,518

TOTAL REVENUE $761,331

Expense Breakdown

Grants Paid $0

Salaries & Benefits $303,299

Fundraising Expenses $0

Program Expenses $594,478

Other Expenses $448,711

TOTAL EXPENSES $752,010

Year-over-Year Comparison

	2024	2023	Change
Revenue	$761,331	$942,145	-0.2%
Expenses	$752,010	$890,409	-0.2%
Net Income	$9,321	$51,736	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

150

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$115,488

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AARON LANGE	DIRECTOR	N/A	Director	$0	$0	$0
BROOKE MC COLLOUGH	DIRECTOR	N/A	Director	$0	$0	$0
MONA SHULMAN	DIRECTOR	N/A	Director	$0	$0	$0
STEVE DIEDE	DIRECTOR	N/A	Director	$0	$0	$0
REBECCA TOWELL	DIRECTOR	N/A	Director	$0	$0	$0
MATT TERESI	DIRECTOR	N/A	Director	$0	$0	$0
NEIL YOUNG	DIRECTOR	N/A	Director	$0	$0	$0
PETE MURDACA	DIRECTOR	N/A	Director	$0	$0	$0
MIKE CALDANI	DIRECTOR	N/A	Director	$0	$0	$0
SUMMER PENNINO	DIRECTOR	N/A	Director	$0	$0	$0
JOHN P DOUCETTE	EXECUTIVE DI	40.00	Officer	$115,488	$0	$115,488
NANCY BECKMAN	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$761,331	$752,010	$584,781	$9,321
2023	$942,145	$890,409	$627,339	$51,736
2022	$1,023,753	$993,530	$673,021	$30,223
2021	$812,765	$710,993	$624,167	$101,772
2020	$514,273	$496,489	$540,495	$17,784
2019	$921,833	$893,029	$514,273	$28,804
2018	$974,156	$928,638	$528,475	$45,518