Monterey Peninsula Chamber Of Commerce (EIN 940692450) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1908

Legal Domicile

Principal Officer

Jennifer Kuyper

Phone

8316485350

Tax Period

2023-01-01 to 2023-12-31

Monterey Peninsula Chamber Of Commerce, founded in 1908, is a small nonprofit that reported $610K in total revenue in fiscal year 2023.

Mission

The Monterey Peninsula Chamber of Commerce promotes business through member services, educational programs, cooperative partnerships, and legislative advocacy that balances prosperity with the quality of life.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $611,885

Investment Income $-3,756

Other Revenue $1,480

TOTAL REVENUE $609,609

Expense Breakdown

Grants Paid $0

Salaries & Benefits $291,313

Fundraising Expenses $0

Other Expenses $338,039

TOTAL EXPENSES $629,352

Year-over-Year Comparison

	2023	2022	Change
Revenue	$609,609	$640,691	0.0%
Expenses	$629,352	$576,137	+0.1%
Net Income	$-19,743	$64,554	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$105,000

Total Directors

$105,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
N Monica Lal	President & CEO	40.00	Officer Director	$105,000	$0	$105,000
Nick Del Pozzo	Director	2.00	Director	$0	$0	$0
Kathryn Avila	Chair-Elect	2.00	Officer Director	$0	$0	$0
Paul Weyant	Director	2.00	Director	$0	$0	$0
DJ Djuna Muniz	Treasurer	2.00	Director	$0	$0	$0
Nicole Hollingsworth	Director	2.00	Director	$0	$0	$0
Robert Freiri	Director	2.00	Director	$0	$0	$0
Jeff White	Director	2.00	Director	$0	$0	$0
Dawn Mathes	Director	2.00	Director	$0	$0	$0
Kevin Causey	Chair	2.00	Officer Director	$0	$0	$0
Elizabeth Diaz	Director	2.00	Director	$0	$0	$0
Adam Hughes	Director	2.00	Director	$0	$0	$0
Clarissa Rowe	Director	2.00	Director	$0	$0	$0
Turie Cavaliere	Director	2.00	Director	$0	$0	$0
Bradley Levang	Director	2.00	Director	$0	$0	$0
Jonathan Geisler	Director	2.00	Director	$0	$0	$0
Jennifer Kuyper	Imm Past Chair	2.00	Officer Director	$0	$0	$0
Douglas Roberts	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$609,609	$629,352	$202,488	$-19,743
2022	$640,691	$576,137	$191,413	$64,554
2021	$622,655	$539,980	$151,748	$82,675
2020	$325,423	$457,094	$90,719	$-131,671
2019	$577,182	$498,501	$162,706	$78,681
2018	$541,560	$517,978	$108,004	$23,582

Monterey Peninsula Chamber Of Commerce