SOUTH SAN FRANCISCO CHAMBER OF COMMERCE

EIN: 940881445

SOUTH SAN FRANCISCO, CA

Total Revenue
$254,457
Total Expenses
$322,526
Total Assets
$139,811
Net Assets
$139,811
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1913
Legal Domicile
CA
Phone
6505881911
Tax Period
2023-01-01 to 2023-12-31

SOUTH SAN FRANCISCO CHAMBER OF COMMERCE, founded in 1913, is a small nonprofit that reported $254K in total revenue in fiscal year 2023. Revenue grew 11% year-over-year, indicating healthy expansion. Expenses of $323K exceeded revenue, resulting in a 27% operating deficit.

Mission

TO PROMOTE AND SUPPORT THE ECONOMIC WELL BEING OF ITS MEMBERS AND PROVIDE MAXIMUM BUSINESS NETWORKING OPPORTUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $253,544
Investment Income $913
Other Revenue $0
TOTAL REVENUE $254,457

Expense Breakdown

Grants Paid $0
Salaries & Benefits $161,397
Fundraising Expenses $0
Program Expenses $119,677
Other Expenses $161,129
TOTAL EXPENSES $322,526

Year-over-Year Comparison

2023 2022 Change
Revenue $254,457 $229,379 +0.1%
Expenses $322,526 $267,785 +0.2%
Net Income $-68,069 $-38,406 +0.8%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
14
Independent Members
14
Employees
4
Volunteers
20

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$60,442
Total Directors
14
$60,442
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
BILL BENAVIDES DIRECTOR 0.02
Director
$0 $0 $0
CHRISTINA NG DIRECTOR 0.02
Director
$0 $0 $0
DANIELA JONGUITUD DIRECTOR 0.02
Director
$0 $0 $0
DAVID HUDDLESTON DIRECTOR 0.02
Director
$0 $0 $0
KERI KIRBY DIRECTOR 0.02
Director
$0 $0 $0
KEVIN WILLIAMS TREASURER 0.10
Officer Director
$0 $0 $0
KEVIN WORTH DIRECTOR 0.02
Director
$0 $0 $0
MARY PREM CEO 0.75
Officer Director
$60,442 $0 $60,442
NATALIA MORALES DIRECTOR 0.02
Director
$0 $0 $0
OLGA GARCIA PRESIDENT 0.10
Officer Director
$0 $0 $0
PRAVIN PUNJIYA DIRECTOR 0.02
Director
$0 $0 $0
SAILESH MEHRA VICE PRESIDENT 0.10
Officer Director
$0 $0 $0
SHETAL PATEL DIRECTOR 0.02
Director
$0 $0 $0
SUZANNE LEE DIRECTOR 0.02
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $254,457 $322,526 $139,811 $-68,069
2022 $229,379 $267,785 $207,880 $-38,406
2021 $225,567 $221,648 $246,286 $3,919
2020 $267,874 $281,192 $242,367 $-13,318
2019 $337,153 $293,058 $255,685 $44,095
2019 $322,503 $278,408 $255,685 $44,095
2018 $294,382 $275,220 $211,591 $19,162
2018 $309,032 $289,870 $211,591 $19,162
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