CHICO CHAMBER OF COMMERCE (EIN 941020856) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1938

Legal Domicile

Principal Officer

MOLLY KOPTA

Phone

5308915556

Tax Period

2024-07-01 to 2025-06-30

CHICO CHAMBER OF COMMERCE, founded in 1938, is a small nonprofit that reported $366K in total revenue in fiscal year 2024.

Mission

THE ENTITY IS A LOCAL CHAMBER OF COMMERCE. PROGRAM SERVICES RELATE TO ACTIVITIES CONDUCTED FOR THE MEMBERSHIP SUPPORT, PROMOTION OF THE BUSINESS COMMUNITY, AS WELL AS THE GREATER CHICO URBAN AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $249,654

Program Service Revenue $76,517

Investment Income $6,221

Other Revenue $33,997

TOTAL REVENUE $366,389

Expense Breakdown

Grants Paid $0

Salaries & Benefits $221,485

Fundraising Expenses $0

Other Expenses $176,759

TOTAL EXPENSES $398,244

Year-over-Year Comparison

	2024	2023	Change
Revenue	$366,389	$378,625	0.0%
Expenses	$398,244	$408,274	0.0%
Net Income	$-31,855	$-29,649	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$995

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRANDON SLATER	CHAIR	3.00	Officer Director	$0	$0	$0
KARLI OLSEN	VICE CHAIR	3.00	Officer Director	$0	$0	$0
SUZIE LAWRY-HALL	VICE CHAIR	3.00	Officer Director	$0	$0	$0
LINDSEY STEINBERG	VICE CHAIR	3.00	Officer Director	$0	$0	$0
ANNABEL GRIMM	VICE CHAIR	3.00	Officer Director	$0	$0	$0
GENTRY POWER	VICE CHAIR	3.00	Officer Director	$0	$0	$0
TOM LANDO	VICE CHAIR	3.00	Officer Director	$0	$0	$0
AMY VELAZQUEZ	DIRECTOR	3.00	Director	$0	$0	$0
BEAU MCSWAIN	DIRECTOR	3.00	Director	$0	$0	$0
MARC BRECKENRIDGE	DIRECTOR	3.00	Director	$0	$0	$0
STEVE MORA	DIRECTOR	3.00	Director	$0	$0	$0
MARK KIMMELSHUE	DIRECTOR	3.00	Director	$0	$0	$0
MICHELLE KALBERER	DIRECTOR	3.00	Director	$0	$0	$0
ROB REDDEMENN	DIRECTOR	3.00	Director	$0	$0	$0
SHANNON MCGOVERN	DIRECTOR	3.00	Director	$0	$0	$0
SEAN MARTIN	DIRECTOR	3.00	Director	$0	$0	$0
STUART HOETGER	DIRECTOR	3.00	Director	$0	$0	$0
MIKE EGBERT	CEO	40.00		$120,000	$0	$120,000
MOLLY KOPTA	CEO	40.00	Officer	$995	$0	$995

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$366,389	$398,244	$259,447	$-31,855
2024	No data	No data	No data	No data
2023	$353,702	$509,688	$327,107	$-155,986
2022	$519,105	$436,678	$482,574	$82,427
2021	$363,999	$342,813	$460,488	$21,186
2020	$380,899	$391,299	$396,986	$-10,400
2019	$398,347	$387,511	$374,397	$10,836

CHICO CHAMBER OF COMMERCE