BURLINGAME CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1944

Legal Domicile

Principal Officer

SUSAN BAKER

Phone

6503441735

Tax Period

2025-01-01 to 2025-12-31

BURLINGAME CHAMBER OF COMMERCE, founded in 1944, is a small nonprofit that reported $487K in total revenue in fiscal year 2025. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $424K left a modest 13% surplus.

Mission

COMMUNITY RELATIONS

Program Service Accomplishments

Program 1

ALL ACTIVITIES CONTRIBUTE TO DEVELOP AND ENHANCE THE CIVIC AND BUSINESS COMMUNITIES OF THE CITY OF BURLINGAME

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $143,948

Investment Income $10,574

Other Revenue $332,458

TOTAL REVENUE $486,980

Expense Breakdown

Grants Paid $0

Salaries & Benefits $304,479

Fundraising Expenses $0

Other Expenses $119,576

TOTAL EXPENSES $424,055

Year-over-Year Comparison

	2025	2024	Change
Revenue	$486,980	$448,408	+0.1%
Expenses	$424,055	$393,530	+0.1%
Net Income	$62,925	$54,878	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$151,988

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUSAN BAKER	President & CEO	40.00	Officer	$151,988	$0	$151,988
KEVIN KRETSCH	PAST CHAIR	5.00	Director	$0	$0	$0
ROSS BRUCE	CHAIR	5.00	Director	$0	$0	$0
LISA KERSHNER	Treasurer	5.00	Director	$0	$0	$0
CARSON CONDON	Director	5.00	Director	$0	$0	$0
ANA PULIDO	Director	5.00	Director	$0	$0	$0
MATTHEW PUTNAM	Director	5.00	Director	$0	$0	$0
PETER BANZHAF	Secretary	5.00	Director	$0	$0	$0
GUY ALLARD	Director	5.00	Director	$0	$0	$0
VICTOR BORELLI	Director	5.00	Director	$0	$0	$0
CLARK GUITTARD	Director	5.00	Director	$0	$0	$0
AIMORN SELIG	Director	5.00	Director	$0	$0	$0
ANTHONY TANSIMORE	VICE CHAIR	5.00	Director	$0	$0	$0
CHRIS RAMIREZ	VICE CHAIR	5.00	Director	$0	$0	$0
DARIAN HARRIS	Director	5.00	Director	$0	$0	$0
ANDREW TURCO	Director	5.00	Director	$0	$0	$0
ALEXANDRA RINEAR	Director	5.00	Director	$0	$0	$0
ANDRES ORPHANOPOULOS	Director	5.00	Director	$0	$0	$0
BOB TRAHAN	Director	5.00	Director	$0	$0	$0
SHANTEL WEINSHEIMER	Director	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$486,980	$424,055	$1,209,801	$62,925
2024	$448,408	$393,530	$1,146,876	$54,878
2023	$420,869	$360,343	$1,091,998	$60,526
2022	$428,450	$361,283	$1,031,472	$67,167
2021	$431,105	$342,316	$964,305	$88,789
2020	$336,383	$316,413	$1,014,677	$19,970
2019	$478,923	$401,923	$1,028,275	$77,000
2018	$449,794	$426,842	$987,413	$22,952