SAN BRUNO, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)THE POLICE CREDIT UNION OF CALIFORNIA, founded in 1953, is a mid-sized nonprofit that reported $41.5M in total revenue in fiscal year 2023. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $46.0M exceeded revenue, resulting in a 11% operating deficit.
THE POLICE CREDIT UNION OF CALIFORNIA IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, THE POLICE CREDIT UNION OF CALIFORNIA CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH CONSUMER LOANS FROM A BROAD ARRAY OF PRODUCT OFFERINGS, INCLUDING VEHICLE LOANS, CREDIT CARDS AND PERSONAL LINES OF CREDIT.
ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH MORTGAGE LOANS, INCLUDING FIRST TRUST DEEDS, SECOND TRUST DEEDS AND HOME EQUITY LINES OF CREDIT.
ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH A BROAD ARRAY OF DEPOSIT PRODUCTS OFFERINGS, INCLUDING A NO FEE CHECKING ACCOUNT PRODUCTS AND HIGH RATE MONEY MARKET.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $41,496,817 | $36,091,667 | +0.1% |
| Expenses | $46,015,464 | $37,401,750 | +0.2% |
| Net Income | $-4,518,647 | $-1,310,083 | +2.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JOHN GOLDBERG | CHAIRMAN | 1.00 |
Director
|
$0 | $0 | $0 |
| MICHELLE JEAN | VICE CHAIR | 1.00 |
Director
|
$0 | $0 | $0 |
| STEVE TACCHINI | BOARD SECRETARY | 1.00 |
Director
|
$0 | $0 | $0 |
| CROCE A CASCIATO | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| MICHAEL HEBEL | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| GLENN R SYLVESTER | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| MUNA BUSAILAH | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| EDDIE YOUNG | PRESIDENT/CEO | 56.00 |
Officer
|
$622,221 | $32,393 | $654,614 |
| MICHAEL BARE | CFO | 56.00 |
Officer
|
$328,965 | $40,681 | $369,646 |
| DEIRDRE CLOHERTY | COO | 56.00 |
Key Emp
|
$305,015 | $23,831 | $328,846 |
| CHRISTOPHER MICHALAK | CLO | 56.00 |
Key Emp
|
$243,506 | $27,186 | $270,692 |
| SYED HOSSAIN | VP INFORMATION TECHNOLOGY | 56.00 |
Key Emp
|
$235,458 | $7,107 | $242,565 |
| KATHLEEN GRAHAM | SVP/MARKETING | 56.00 |
Key Emp
|
$227,465 | $29,335 | $256,800 |
| NICOLE POOLE | VP REAL ESTATE | 56.00 |
Key Emp
|
$216,658 | $30,257 | $246,915 |
| MICHAEL MASTERS | VP BUSINESS APPLICATION SERVICE | 40.00 |
Key Emp
|
$209,591 | $23,249 | $232,840 |
| SUSAN KIRK | VP BUSINESS APPLICATION SERVICE | 40.00 |
Key Emp
|
$193,189 | $15,726 | $208,915 |
| NATALIE SIGNORELLI | VP TALENT & ORGANIZATION DEVELOPMENT | 40.00 |
Key Emp
|
$194,629 | $15,227 | $209,856 |
| KYMBERLI ROBERTS | VP MEMBER EXPERIENCE | 40.00 |
Key Emp
|
$192,498 | $22,085 | $214,583 |
| DARLENE HONG | VP MEMBER DEVELOPMENT | 40.00 |
Key Emp
|
$177,052 | $10,703 | $187,755 |
| PATRICK CHIN | SR INFASTRUCTURE MANAGER | 40.00 |
Highest
|
$168,991 | $34,327 | $203,318 |
| VICTOR TO | SR SECURITY ARCHITECT | 40.00 |
Highest
|
$178,411 | $13,807 | $192,218 |
| THOMAS HUGHES | AVP RISK MANAGEMENT | 40.00 |
Highest
|
$179,049 | $21,517 | $200,566 |
| JESSICA NUGENT | RE OPERATIONS MANAGER | 40.00 |
Highest
|
$180,394 | $14,325 | $194,719 |
| SIMON LIU | AVP RETAIL | 40.00 |
Highest
|
$170,059 | $21,353 | $191,412 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $41,496,817 | $46,015,464 | $1,077,109,877 | $-4,518,647 |
| 2022 | $36,091,667 | $37,401,750 | $1,093,871,725 | $-1,310,083 |
| 2021 | $39,832,693 | $35,789,766 | $1,147,295,008 | $4,042,927 |
| 2020 | $37,025,678 | $36,768,774 | $1,072,229,522 | $256,904 |
| 2019 | $39,849,975 | $33,612,382 | $937,699,327 | $6,237,593 |
Compare THE POLICE CREDIT UNION OF CALIFORNIA with other nonprofits in California and across the country.