CEMENT MASONS HEALTH & WELFARE FUND FOR NORTHERN CALIFORNIA (EIN 941291152) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1953

Legal Domicile

Principal Officer

BRIAN GARDNER

Phone

8882455005

Tax Period

2023-09-01 to 2024-08-31

CEMENT MASONS HEALTH & WELFARE FUND FOR NORTHERN CALIFORNIA, founded in 1953, is a mid-sized nonprofit that reported $45.3M in total revenue in fiscal year 2023. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $40.6M left a modest 10% surplus.

Mission

TO PROVIDE HEALTH AND WELFARE BENEFITS TO ELIGIBLE PARTICIPANTS IN A MULTIEMPLOYER PLAN.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $43,311,867

Investment Income $2,002,890

Other Revenue $0

TOTAL REVENUE $45,314,757

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $2,464,759

TOTAL EXPENSES $40,600,021

Year-over-Year Comparison

	2023	2022	Change
Revenue	$45,314,757	$39,245,893	+0.2%
Expenses	$40,600,021	$40,887,698	0.0%
Net Income	$4,714,736	$-1,641,805	-3.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$114,466

Total Directors

$665,499

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CODY BIK	TRUSTEE	5.0	Director	$0	$73,921	$227,752
JEFF PATTON	TRUSTEE	5.0	Director	$0	$68,595	$192,152
EMILIO ALDANA	TRUSTEE	5.0	Director	$0	$0	$131,129
GREG LEVY	CO-CHAIRMAN	5.0	Officer Director	$0	$0	$114,466
BRIAN GARDNER	CHAIRMAN	5.0	Officer Director	$0	$0	$0
SHAWN BARNES	TRUSTEE	5.0	Director	$0	$0	$0
JENNA CARLSON	TRUSTEE	5.0	Director	$0	$0	$0
ANDREW VASCONI	TRUSTEE	5.0	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$45,314,757	$40,600,021	$99,413,372	$4,714,736
2023	$39,245,893	$40,887,698	$81,233,777	$-1,641,805
2022	$46,126,628	$35,928,274	$81,346,913	$10,198,354
2021	$42,313,844	$38,133,828	$79,264,458	$4,180,016
2020	$43,494,374	$38,184,646	$73,504,227	$5,309,728
2019	$41,701,022	$42,173,111	$66,977,541	$-472,089
2018	$39,681,535	$31,402,676	$62,550,905	$8,278,859

CEMENT MASONS HEALTH & WELFARE FUND FOR NORTHERN CALIFORNIA