CAMPBELL CHAMBER OF COMMERCE (EIN 941295005) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1957

Legal Domicile

Principal Officer

KEN JOHNSON

Phone

4083786252

Tax Period

2023-01-01 to 2023-12-31

CAMPBELL CHAMBER OF COMMERCE, founded in 1957, is a small nonprofit that reported $682K in total revenue in fiscal year 2023. Revenue grew 15% year-over-year, indicating healthy expansion.

Mission

THE CAMPBELL CHAMBER OF COMMERCE IS A MEMBERSHIP-FOCUSED ORGANIZATION. THE MISSION OF THE CAMPBELL CHAMBER OF COMMERCE IS TO BE THE PREEMINENT VOICE FOR PROMOTING THE COMMUNITY OF CAMPBELL IN ALL OF ITS ASPECTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $103,705

Program Service Revenue $573,663

Investment Income $13

Other Revenue $5,076

TOTAL REVENUE $682,457

Expense Breakdown

Grants Paid $0

Salaries & Benefits $201,302

Fundraising Expenses $0

Program Expenses $479,826

Other Expenses $512,907

TOTAL EXPENSES $714,209

Year-over-Year Comparison

	2023	2022	Change
Revenue	$682,457	$594,681	+0.1%
Expenses	$714,209	$589,108	+0.2%
Net Income	$-31,752	$5,573	-6.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

250

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JANIE KELLY	PAST PRESIDENT	4.00	Officer Director	$0	$0	$0
RANDI ROSS	BOARD PRESIDENT	4.00	Officer Director	$0	$0	$0
DALE YOSHIHARA	BOARD MEMBER	4.00	Director	$0	$0	$0
MICHAEL LOMBARDI	TREASURER	4.00	Officer Director	$0	$0	$0
BRENDA FRIEDERICH	BOARD MEMBER	1.00	Director	$0	$0	$0
CARL SAN MIGUEL	BOARD MEMBER	1.00	Director	$0	$0	$0
NICHOLAS WELZENBACH	PAST PRESIDENT	1.00	Officer Director	$0	$0	$0
TOM PAVICIC	BOARD MEMBER	1.00	Director	$0	$0	$0
MICHAEL PUTNAM	BOARD MEMBER	1.00	Director	$0	$0	$0
JEFF MIGNEAULT	EXECUTIVE BOARD MEMBER	1.00	Director	$0	$0	$0
CHARLES DAMPIER II	BOARD MEMBER	1.00	Director	$0	$0	$0
TERRY HINES	BOARD MEMBER	1.00	Director	$0	$0	$0
DAN ORLOFF	PRESIDENT ELECT	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$682,457	$714,209	$265,590	$-31,752
2022	$594,681	$589,108	$304,388	$5,573
2021	$500,793	$494,214	$294,636	$6,579
2020	$111,579	$274,215	$269,356	$-162,636
2019	$629,071	$644,543	$284,508	$-15,472
2018	$626,023	$621,858	$296,794	$4,165

CAMPBELL CHAMBER OF COMMERCE