Antioch, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)DOW GREAT WESTERN CREDIT UNION, founded in 1938, is a community nonprofit that reported $2.0M in total revenue in fiscal year 2023. Revenue decreased 7% compared to the prior year.
The credit union provide thrift savings, borrowing and financial services to members of a member owned cooperative financial institution. The credit union provides overall activity; that being financial cooperative providing thrift savings, borrowing and other financial services to our members/owners. Number of members/owners at 12/31/23 was 2,027 with 2,766 loans totaling $25,790,039 and with 4,070 share deposit accounts totaling $43,702,349.
Regarding members and the member deposit side of the balance sheet, members decreased from 2,125 to 2,027. And member deposit accounts decreased to 4,070 decreased amounts to $43,702,349. Dividend...
Regarding members and the member deposit side of the balance sheet, members decreased from 2,125 to 2,027. And member deposit accounts decreased to 4,070 decreased amounts to $43,702,349. Dividend Interest paid on these accounts for the year was $297,141. Checking accounts increased from 1312 to 2646. Debit cards and transactions continued to grow, along with transactions on the credit union's atm. Depositing and check cashing services at the member services counter continued to grow.
Loan services with 2,766 loans made for $25,790,039 as well as other services around loans, such as offering mechanical breakdown insurance coverage on auto loans. And offering insurance coverage for...
Loan services with 2,766 loans made for $25,790,039 as well as other services around loans, such as offering mechanical breakdown insurance coverage on auto loans. And offering insurance coverage for members if they are disabled and unable to make their payments. Various types of loans, including home loans were offered, including 1st trust and 2nd trust deed and fixed and variable rate loans, home equity lines of credit and credit card loans.
Rental income
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $1,994,835 | $2,135,824 | -0.1% |
| Expenses | $2,023,565 | $2,150,717 | -0.1% |
| Net Income | $-28,730 | $-14,893 | +0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Paul Kramer | CEO | 40 |
Officer
Director
Key Emp
Highest
|
$229,615 | $46,527 | $276,142 |
| Steven McAdams | Director | 1 |
Director
|
$0 | $0 | $0 |
| Art Solis | Director | 2 |
Director
|
$0 | $0 | $0 |
| John Jacobson | Director | 1 |
Director
|
$0 | $0 | $0 |
| Curtis Tong | Director | 2 |
Director
|
$0 | $0 | $0 |
| Sally Siemak | Director | 1 |
Director
|
$0 | $0 | $0 |
| Jeff Noyer | Chairperson | 4 |
Director
|
$0 | $0 | $0 |
| David Parks | Secretary | 4 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | No data | No data | No data | No data |
| 2023 | $1,994,835 | $2,023,565 | $47,413,211 | $-28,730 |
| 2022 | $2,135,824 | $2,150,717 | $51,207,764 | $-14,893 |
| 2021 | $1,813,405 | $1,796,827 | $56,104,925 | $16,578 |
| 2020 | $1,733,439 | $1,960,329 | $50,007,776 | $-226,890 |
| 2019 | $1,713,924 | $1,611,565 | $45,211,707 | $102,359 |
| 2018 | $1,627,383 | $1,447,592 | $45,208,736 | $179,791 |
Compare DOW GREAT WESTERN CREDIT UNION with other nonprofits in California and across the country.