SAN JOAQUIN YACHT CLUB INC

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1948

Legal Domicile

Principal Officer

DIANA ROWLAND

Phone

9162039241

Tax Period

2025-01-01 to 2025-12-31

SAN JOAQUIN YACHT CLUB INC, founded in 1948, is a small nonprofit that reported $248K in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion.

Mission

WE ARE A SOCIAL ORGANIZATION THAT PROMOTES BOATING SAFETY AND ACTIVITY FOR THE MEMBERSHIP AND GENERAL PUBLIC WHILE RAISING MONEY FOR COMMUNITY CHARITIES, NAMELY WHEELS ON MEALS.

Program Service Accomplishments

Program 1

THE CLUB PROVIDED SOCIAL ACTIVITIES FOR ITS MEMBERS AND GUESTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,702

Program Service Revenue $159,552

Investment Income $235

Other Revenue $86,536

TOTAL REVENUE $248,025

Expense Breakdown

Grants Paid $0

Salaries & Benefits $58,445

Fundraising Expenses $0

Other Expenses $190,466

TOTAL EXPENSES $248,911

Year-over-Year Comparison

	2025	2024	Change
Revenue	$248,025	$224,909	+0.1%
Expenses	$248,911	$201,566	+0.2%
Net Income	$-886	$23,343	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HEATHER CHADWICK	Treasurer	3.00	Officer Director	$0	$0	$0
JACK PERRY	Director	1.00	Director	$0	$0	$0
SCOTT MCKENZIE	Director	1.00	Director	$0	$0	$0
DIANA ROWLAND	President	3.00	Officer Director	$0	$0	$0
SUE WOODWARD	Vice President	3.00	Officer Director	$0	$0	$0
JULIE AMTHOR	Secretary	3.00	Officer Director	$0	$0	$0
SUSAN BERNHARD	Director	1.00	Director	$0	$0	$0
JIMMY ALLEN	Director	1.00	Director	$0	$0	$0
SAL BUSALACHI	Director	1.00	Director	$0	$0	$0
ARJAN BOK	Director	1.00	Director	$0	$0	$0
GERARD ROSE	Director	1.00	Director	$0	$0	$0
YVONNE MORRISON	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$248,025	$248,911	$291,645	$-886
2024	$224,909	$201,566	$295,292	$23,343
2023	$204,779	$171,002	$264,452	$33,777
2022	$215,365	$157,126	$231,057	$58,239
2021	$154,215	$116,787	$169,930	$37,428
2020	$82,105	$86,446	$129,342	$-4,341
2019	$175,570	$144,714	$177,864	$30,856
2018	$160,132	$221,867	$167,641	$-61,735