CUPERTINO CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

DEBORAH L FENG

Phone

4082527054

Tax Period

2024-01-01 to 2024-12-31

CUPERTINO CHAMBER OF COMMERCE, founded in 1954, is a small nonprofit that reported $376K in total revenue in fiscal year 2024. Revenue surged 63% from the prior year, signaling strong growth momentum. Expenses of $348K left a modest 7% surplus.

Mission

TO PROVIDE AND PROMOTE AN ACTIVE, REWQRDING, AND PROFITABLE EXPERIENCE FOR OUR BUSINESS MEMBERS.

Program Service Accomplishments

Program 1

Revenue: $133,751

MEMBERSHIP REVENUE - PROMOTING AND ENHANCING THE BUSINESS ENVIRONMENT AND ECONOMIC CLIMATE OF THE CITY OF CUPERTINO.

Program 2

Revenue: $59,431

HELD THE DIWALI FESTIVAL TO ENCOURAGE COMMUNITY CONTACT WITH THE CUPERTINO CHAMBER OF COMMERCE

Program 3

Revenue: $12,350

HELD THE LUNAR NEW YEAR LUNCHEON TO ENCOURAGE COMMUNITY CONTACT WITH THE CUPERTINO CHAMBER OF COMMERCE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $250

Program Service Revenue $151,918

Investment Income $0

Other Revenue $223,715

TOTAL REVENUE $375,883

Expense Breakdown

Grants Paid $0

Salaries & Benefits $221,129

Fundraising Expenses $0

Other Expenses $126,784

TOTAL EXPENSES $347,913

Year-over-Year Comparison

	2024	2023	Change
Revenue	$375,883	$230,953	+0.6%
Expenses	$347,913	$403,008	-0.1%
Net Income	$27,970	$-172,055	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

160

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$115,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN TANG	PRESIDENT	2.00	Officer Director	$0	$0	$0
RYAN GOLZE	VICE-PRESIDENT OF FINANCE	2.00	Officer Director	$0	$0	$0
DANIELLE DE LA TORRES	PRESIDENT-ELECT	2.00	Director	$0	$0	$0
CLAUDIO BONO	VICE PRESIDENT	2.00	Director	$0	$0	$0
MARISA SPATAFORE	VICE PRESIDENT	2.00	Director	$0	$0	$0
ROB DIRIDON JR	VICE PRESIDENT	2.00	Director	$0	$0	$0
MIKE ROHDE	VICE PRESIDENT	2.00	Director	$0	$0	$0
THALIA SWANGCHAENG	VICE PRESIDENT	2.00	Director	$0	$0	$0
DONNA AUSTIN	BOARD MEMBER	2.00	Director	$0	$0	$0
CATHERINE CHEN	BOARD MEMBER	2.00	Director	$0	$0	$0
JERONICA MACEY	BOARD MEMBER	2.00	Director	$0	$0	$0
MYSHELLE FARMER-VIEIRA	BOARD MEMBER	2.00	Director	$0	$0	$0
RICH HIGDON	BOARD MEMBER	2.00	Director	$0	$0	$0
STACY YAO	BOARD MEMBER	2.00	Director	$0	$0	$0
MAHESH PAKALA	BOARD MEMBER	2.00	Director	$0	$0	$0
MELINDA HARRIS	BOARD MEMBER	2.00	Director	$0	$0	$0
PAULA ROBINSON	BOARD MEMBER	2.00	Director	$0	$0	$0
EDNA H AMEZCUA	DIRECTOR OF OPERATIONS	2.00	Officer Director	$0	$0	$0
DEBORAH L FENG	CHIEF EXECUTIVE OFFICER	40.00	Officer	$115,000	$0	$115,000

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$375,883	$347,913	$575,669	$27,970
2023	$230,953	$403,008	$558,867	$-172,055
2022	$258,669	$337,482	$585,670	$-78,813
2021	$251,244	$287,302	$657,889	$-36,058
2020	$191,200	$323,274	$696,141	$-132,074
2019	$341,070	$323,982	$683,528	$17,088
2018	$290,605	$304,061	$663,628	$-13,456