SAN JOSE, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)MERIWEST CREDIT UNION, founded in 1961, is a major nonprofit in the Public & Societal Benefit sector that reported $110.4M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $104.9M left a modest 5% surplus.
MERIWEST CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, MERIWEST CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
MERIWEST CREDIT UNION PROVIDED MEMBERS 1,176 REAL ESTATE BASE LOANS TOTALING OVER 750 MILLION IN 2024.
MERIWEST CREDIT UNION PROVIDED MEMBERS 19,629 CONSUMER LOANS TOTALING OVER $320 MILLION IN 2024.
MERIWEST CREDIT UNION OFFERED LOANS, DEPOSITS AND OTHER SERVICES TO 79,486 MEMBERS IN 2024.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $110,386,749 | $101,079,580 | +0.1% |
| Expenses | $104,869,185 | $98,580,471 | +0.1% |
| Net Income | $5,517,564 | $2,499,109 | +1.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| DRARTHUR L JUE | CHAIRPERSON | 2.00 |
Director
|
$0 | $0 | $0 |
| SCOTT TIMPE | VICE CHAIRMAN | 2.00 |
Director
|
$0 | $0 | $0 |
| HARSHA VYAS | TREASURER | 2.00 |
Director
|
$0 | $0 | $0 |
| ROSARIO MONGE | SECRETARY | 2.00 |
Director
|
$0 | $0 | $0 |
| UDEY CHAUDHRY | BOARD MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| EDWIN MACH | BOARD MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| STEVE GOVEIA | BOARD MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| STAN CHAPMAN | BOARD MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| JIM HICKS | BOARD MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| PHILIP FLUEGEMANN | SUPV CMTE CHAIRPERSON | 2.00 |
Director
|
$0 | $0 | $0 |
| TAYLOR LEE | SUPV CMTE MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| JASON LAKER | SUPV CMTE MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| LISA MARIE PESTA | PRESIDENT/CEO | 40.00 |
Officer
|
$607,283 | $30,371 | $637,654 |
| BRIAN HENNESSEY | SVP, CHIEF FINANCIAL OFFICER | 40.00 |
Officer
|
$453,159 | $51,305 | $504,464 |
| CHAD MAZE | SVP, CHIEF OPERATING OFFICER | 40.00 |
Officer
|
$394,390 | $49,925 | $444,315 |
| LINA ESTHER HESS | VP, CHIEF TECHNOLOGY OFFICER | 40.00 |
Officer
|
$308,353 | $50,138 | $358,491 |
| JIHONG HUANG | VP, CHIEF TREASURY OFFICER | 40.00 |
Officer
|
$293,123 | $33,820 | $326,943 |
| MELISSA A CLEBORNE | VP, CHIEF HUMAN RESOURCES OFFICER | 40.00 |
Officer
|
$251,621 | $27,735 | $279,356 |
| CYNTHIA DELACERDA WATSON | VP, CHIEF RISK & OPERATIONS OFFICER | 40.00 |
Officer
|
$242,483 | $37,229 | $279,712 |
| IAN K FOO | VP, CHIEF RETAIL OFFICER | 40.00 |
Officer
|
$228,395 | $31,720 | $260,115 |
| GENNADY FICHTENHOLZ | VP, DIGITAL STRATEGY AND ENGAGEMENT | 40.00 |
Key Emp
|
$251,720 | $34,420 | $286,140 |
| ERNESTO SEGOVIA | VP, NETWORK OPERATIONS AND SECURITY | 40.00 |
Key Emp
|
$249,676 | $26,663 | $276,339 |
| MARTINA VALENTINE | PRESIDENT, MERIWEST MORTGAGE | 40.00 |
Key Emp
|
$230,607 | $44,401 | $275,008 |
| BRANDI HOFFMAN-OOKA | VP, CONSUMER & FINTECH LENDING | 40.00 |
Key Emp
|
$183,018 | $7,972 | $190,990 |
| OMAR MASLIC | FINANCIAL ADVISOR | 40.00 |
Highest
|
$314,331 | $16,142 | $330,473 |
| KEITH FRANCE | SENIOR FINANCIAL ADVISOR | 40.00 |
Highest
|
$306,393 | $24,594 | $330,987 |
| ANDREW NGUYEN | FINANCIAL ADVISOR | 40.00 |
Highest
|
$274,007 | $31,211 | $305,218 |
| JEAN CHRISTOPHER LABEAU | AVP INFORMATION TECHNOLOGY DEVELOPMENT | 40.00 |
Highest
|
$222,948 | $12,765 | $235,713 |
| JOHN KWAN | AVP ASSISTANT CONTROLLER | 40.00 |
Highest
|
$209,083 | $32,220 | $241,303 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $110,386,749 | $104,869,185 | $2,097,171,871 | $5,517,564 |
| 2023 | $101,079,580 | $98,580,471 | $2,193,062,292 | $2,499,109 |
| 2022 | $77,350,663 | $68,332,025 | $2,248,988,827 | $9,018,638 |
| 2021 | $69,088,485 | $59,548,796 | $2,043,643,160 | $9,539,689 |
| 2020 | $73,694,841 | $64,721,810 | $1,884,893,406 | $8,973,031 |
| 2019 | $73,533,809 | $59,409,330 | $1,678,537,853 | $14,124,479 |
| 2018 | $67,382,751 | $55,095,745 | $1,617,798,786 | $12,287,006 |
Compare MERIWEST CREDIT UNION with other nonprofits in California and across the country.