DANVILLE AREA CHAMBER OF COMMERCE (EIN 941557959) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1948

Legal Domicile

Principal Officer

JUDY B LLOYD

Phone

9258374400

Tax Period

2023-01-01 to 2023-12-31

DANVILLE AREA CHAMBER OF COMMERCE, founded in 1948, is a small nonprofit that reported $308K in total revenue in fiscal year 2023. Revenue surged 28% from the prior year, signaling strong growth momentum.

Mission

The Chamber works closely with its membership to address and resolve community and business issues. It also provides community informational services to visitors, new residents and relocating businesses.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $94,132

Program Service Revenue $136,152

Investment Income $2,409

Other Revenue $74,849

TOTAL REVENUE $307,542

Expense Breakdown

Grants Paid $0

Salaries & Benefits $178,070

Fundraising Expenses $0

Other Expenses $131,589

TOTAL EXPENSES $309,659

Year-over-Year Comparison

	2023	2022	Change
Revenue	$307,542	$240,310	+0.3%
Expenses	$309,659	$309,962	0.0%
Net Income	$-2,117	$-69,652	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JUDY LLOYD	PRESIDENT	40.00		$103,961	$0	$103,961
Jeremy Soine	Director	0.00	Director	$0	$0	$0
RICK SHUMWAY	Chairman	0.00	Director	$0	$0	$0
Dipak Rao	Director	0.00	Director	$0	$0	$0
KIM LINDEBERG	Director	0.00	Director	$0	$0	$0
Glenn Novotny	Director	0.00	Director	$0	$0	$0
DAVID BEHRING	Director	0.00	Director	$0	$0	$0
TIM ARGENTI	Director	0.00	Director	$0	$0	$0
DARREN MATTE	Director	0.00	Director	$0	$0	$0
PAIGE MEYER	Director	0.00	Director	$0	$0	$0
BRITTANY DOYLE RILEY	Chair-Elect	0.00	Director	$0	$0	$0
Carol Mascali	Director	0.00	Director	$0	$0	$0
Steve Glaski	Director	0.00	Director	$0	$0	$0
UDAY KUMAR	Director	0.00	Director	$0	$0	$0
GLENN BITTNER	Past-Chair	0.00	Director	$0	$0	$0
KEVA DODD	Director	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$307,542	$309,659	$187,436	$-2,117
2022	$240,310	$309,962	$174,057	$-69,652
2021	$381,726	$208,711	$255,387	$173,015
2019	$275,150	$338,973	$87,749	$-63,823
2018	$252,823	$297,490	$151,394	$-44,667

DANVILLE AREA CHAMBER OF COMMERCE