AMADOR COUNTY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1939

Legal Domicile

Tax Period

2023-01-01 to 2023-12-31

AMADOR COUNTY CHAMBER OF COMMERCE, founded in 1939, is a small nonprofit that reported $222K in total revenue in fiscal year 2023. Expenses of $200K left a modest 10% surplus.

Mission

TO PROMOTE TOURISM AND RELOCATION TO AMADOR COUNTY THROUGH NEWLETTERS AND OTHER MEDIA. HOST GATHERING TO PROMOTE LOCAL BUSINESSES.

Program Service Accomplishments

Program 1

Expenses: $166,650 Revenue: $222,195

THE AMADOR COUNTY CHAMBER OF COMMERCE HAS BEEN SERVING THE COMMUNITY FOR MORE THAN 81 YEARS AND STRIVES TO BE AN ADVOCATE FOR BUSINESS, SERVE AS THE PRIMARY CATALYST FOR A VIBRANT ECONOMY THAT...

THE AMADOR COUNTY CHAMBER OF COMMERCE HAS BEEN SERVING THE COMMUNITY FOR MORE THAN 81 YEARS AND STRIVES TO BE AN ADVOCATE FOR BUSINESS, SERVE AS THE PRIMARY CATALYST FOR A VIBRANT ECONOMY THAT STIMULATES AND RETAINS JOBS, AND THE BE THE CHAMPION TO CREATE STRONG COMMUNITIES FOR THE AMADOR COUNTY AREA, RESULTING IN AN ENHANCED QUALITY OF LIFE.YOUR AMADOR COUNTY CHAMBER OF COMMERCE OFFERS A WAY FOR BUSINESSES AND ORGANIZATIONS TO COME TOGETHER FOR THE BETTERMENT OF ALL THE COMMUNITIES THAT MAKE UP OUR COUNTY. IT HARNESSES THE TREMENDOUS POTENTIAL OF THE PRIVATE ENTERPRISE SYSTEM AND ENABLES ITS MEMBERSHIP TO ACCOMPLISH COLLECTIVELY WHAT NO ONE COULD DO INDIVIDUALLY.MEMBERSHIP IS OPEN TO ALL BUSINESSES AND INDIVIDUALS THAT MAINTAIN A VOLUNTARY ANNUAL DUES INVESTMENT. BENEFITS OF MEMBERSHIP INCLUDE CONSISTENT NETWORKING AND COMMUNITY INVOLVEMENT OPPORTUNITIES, IMAGE ENHANCEMENT, INFORMATION ACCESS, ASSORTED BUSINESS DISCOUNTS AND COMMUNITY EXPOSURE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $207,974

Program Service Revenue $14,221

Investment Income $0

Other Revenue $0

TOTAL REVENUE $222,195

Expense Breakdown

Grants Paid $0

Salaries & Benefits $97,194

Fundraising Expenses $0

Program Expenses $166,650

Other Expenses $103,137

TOTAL EXPENSES $200,331

Year-over-Year Comparison

	2023	2022	Change
Revenue	$222,195	N/A	N/A
Expenses	$200,331	N/A	N/A
Net Income	$21,864	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$52,819

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRAD BERNARD	CHIEF EXECUTIVE OFFICER	40.00	Officer Highest	$52,819	$0	$52,819
PAUL MOLINELLI JR	EXECUTIVE COMMITTEE	2.00	Officer	$0	$0	$0
KEVIN BARNETT	VICE CHARIMAN	2.00	Officer	$0	$0	$0
SHARON LUNDGREN	TREASURER SECRETARY	2.00	Officer	$0	$0	$0
RICH HOFFMAN	PAST CHAIRMAN	2.00	Officer	$0	$0	$0
MATT TOMA	CHAIRMAN	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$222,195	$200,331	$160,782	$21,864