Crossgates Swim Club

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Principal Officer

Jim Eyherabide

Phone

6502034306

Tax Period

2025-01-01 to 2025-12-31

Crossgates Swim Club, founded in 1965, is a small nonprofit that reported $329K in total revenue in fiscal year 2025. Revenue grew 15% year-over-year, indicating healthy expansion. The organization ran a surplus of $65K, a strong 20% operating margin.

Mission

Neighborhood association with swimming pool and recreation area. Swim team and club activities were the most seignificant in 2025 and were within the association's charter.

Program Service Accomplishments

Program 1

Expenses: $181,616 Revenue: $257,623

Cabana

Program 2

Expenses: $81,907 Revenue: $71,241

Swim team activities

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $190,655

Investment Income $111

Other Revenue $138,099

TOTAL REVENUE $328,865

Expense Breakdown

Grants Paid $0

Salaries & Benefits $71,346

Fundraising Expenses $0

Program Expenses $263,523

Other Expenses $192,178

TOTAL EXPENSES $263,524

Year-over-Year Comparison

	2025	2024	Change
Revenue	$328,865	$284,934	+0.2%
Expenses	$263,524	$266,183	0.0%
Net Income	$65,341	$18,751	+2.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

157

Independent Members

157

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Bryan Symmons	President	2.00	Director	$0	$0	$0
Marty Ellis	Vice President	2.00	Director	$0	$0	$0
Jim Eyherabide	Treasurer	2.00	Director	$0	$0	$0
Devin Mody	Secretary	2.00	Director	$0	$0	$0
Robert Fischer	At Large	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$328,865	$263,524	$348,688	$65,341
2024	No data	No data	No data	No data
2023	$273,474	$253,021	$264,596	$20,453
2022	$238,066	$244,758	$244,143	$-6,692
2021	$181,394	$200,324	$250,835	$-18,930
2020	$159,786	$113,723	$269,765	$46,063
2019	$241,500	$223,612	$223,702	$17,888
2018	$227,168	$204,715	$209,003	$22,453