FERNDALE MUSEUM INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Principal Officer

DENISE CAHILL

Phone

7077864466

Tax Period

2025-01-01 to 2025-12-31

FERNDALE MUSEUM INC, founded in 1975, is a small nonprofit in the Arts, Culture & Humanities sector that reported $110K in total revenue in fiscal year 2025. Revenue surged 66% from the prior year, signaling strong growth momentum. Expenses of $99K left a modest 10% surplus.

Mission

PRESERVING LOCAL HISTORY AND ARTIFACTS

Program Service Accomplishments

Program 1

Expenses: $30,304

STAFF AND VOLUNTEERS CONTINUOUSLY CATALOG, RESEARCH AND PRESERVE ARTIFACTS OF THE AREA. THEY ALSO ARE INVOLVED IN CATALOGING THE HOMES AND BUILDINGS OF THE COMMUNITY, AND SERVE AS DOCENTS.

Program 2

Expenses: $30,303

THE MUSEUM PUBLISHES A QUARTERLY NEWSLETTER WHICH INCLUDES ARTICLES ON LOCAL HISTORY AND INFORMATION ON MUSEUM EXHIBITS AND EVENTS.

Program 3

Expenses: $30,303

VISITORS FROM MANY STATES AND COUNTRIES VISITED THE MUSEUM EXHIBITS OF LOCAL HISTORY, AS WELL AS MANY SCHOOL TOUR GROUPS. APPROXIMATELY 7,000 VISITORS ANNUALLY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $71,594

Program Service Revenue $9,390

Investment Income $4,326

Other Revenue $24,549

TOTAL REVENUE $109,859

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $90,910

Other Expenses $99,175

TOTAL EXPENSES $99,175

Year-over-Year Comparison

	2025	2024	Change
Revenue	$109,859	$66,035	+0.7%
Expenses	$99,175	$130,410	-0.2%
Net Income	$10,684	$-64,375	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
PETE BANSEN	President	Officer Director	$0	$0	$0
NADENE BASS	Board Member	Director	$0	$0	$0
DENISE CAHILL	Treasurer	Officer Director	$0	$0	$0
SHARON LUTZ	Board Member	Director	$0	$0	$0
DIANE RENNER	Vice President	Officer Director	$0	$0	$0
LISA HINDLEY	Board Member	Director	$0	$0	$0
CHUCK DWELLEY	Board Member	Director	$0	$0	$0
CINDY LORENZEN HANSEN	Secretary	Officer Director	$0	$0	$0
DENNIS LEONARDI	Board Member	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$109,859	$99,175	$460,363	$10,684
2024	$66,035	$130,410	$432,115	$-64,375
2023	$140,089	$116,637	$467,758	$23,452
2022	$132,043	$74,930	$441,685	$57,113
2021	$103,884	$83,452	$421,472	$20,432
2020	$70,164	$99,332	$379,308	$-29,168
2019	$81,083	$90,773	$368,121	$-9,690
2018	$89,393	$103,958	$363,352	$-14,565