WHITE MOUNTAIN ASSOCIATION OF REALTORS (EIN 942478966) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Phone

9285371107

Tax Period

2024-01-01 to 2024-12-31

WHITE MOUNTAIN ASSOCIATION OF REALTORS, founded in 1974, is a small nonprofit that reported $721K in total revenue in fiscal year 2024. Expenses of $906K exceeded revenue, resulting in a 26% operating deficit.

Mission

THE WHITE MOUNTAIN ASSOCIATION OF REALTORS IN COOPERATION WITH TEH ARIZONA ASSOCIATION OF REALTORS AND THE NATIONAL ASSOCIATION OF REALTORS IS DEDICATED TO THE HIGHEST STANDARDS OF EXCELLENT SERVICE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $18,000

Program Service Revenue $656,022

Investment Income $8,218

Other Revenue $39,212

TOTAL REVENUE $721,452

Expense Breakdown

Grants Paid $0

Salaries & Benefits $199,995

Fundraising Expenses $40

Program Expenses $704,926

Other Expenses $705,679

TOTAL EXPENSES $905,674

Year-over-Year Comparison

	2024	2023	Change
Revenue	$721,452	$725,091	0.0%
Expenses	$905,674	$593,331	+0.5%
Net Income	$-184,222	$131,760	-2.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
TABETHA HARGETT	DIRECTOR	Director	$0	$0	$0
ANDREW ESCAMILLA	DIRECTOR	Director	$0	$0	$0
ELISABETH ORTEGA	1ST VICE PRESIDENT	Officer Director	$0	$0	$0
LINDA CEDARBLADE	PAST PRESIDENT	Director	$0	$0	$0
JESI ORONA	PRESIDENT	Director	$0	$0	$0
CHARLES TUPPER	TREASURER	Officer Director	$0	$0	$0
CARISSA NICKOLS	DIRECTOR	Director	$0	$0	$0
JAY ECKHARDT	VICE PRESIDENT	Officer Director	$0	$0	$0
BREANNA CRONIN	DIRECTOR	Director	$0	$0	$0
DIANNA ELMER	DIRECTOR	Director	$0	$0	$0
BENJAMIN BROWN	DIRECTOR	Director	$0	$0	$0
ERIN AMOS	DIRECTOR	Director	$0	$0	$0
WILLIAM ECKHARDT	PRESIDENT	Officer	$0	$0	$0
TRISHA REID	AE	Officer	$0	$0	$0
CORY PAGE	DIRECTOR	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$721,452	$905,674	$1,585,981	$-184,222
2023	$725,091	$593,331	$1,847,132	$131,760
2022	$723,881	$543,452	$1,743,924	$180,429
2021	$675,731	$435,099	$1,580,707	$240,632
2020	$573,995	$349,162	$1,274,260	$224,833
2019	$442,437	$349,888	$1,023,584	$92,549
2018	$399,696	$317,843	$890,201	$81,853

WHITE MOUNTAIN ASSOCIATION OF REALTORS