Golden Gate Business Association

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

Nancy Geenen

Phone

4158624422

Tax Period

2024-01-01 to 2024-12-31

Golden Gate Business Association, founded in 1974, is a small nonprofit that reported $205K in total revenue in fiscal year 2024. Expenses of $248K exceeded revenue, resulting in a 21% operating deficit.

Mission

The mission of ggba is to champion opportunity, development, and advocacy for lgbt & allied business community.

Program Service Accomplishments

Program 1

Expenses: $197,562

Supporting growth & visibility, providing forums and promotion and educating on human rights issues for businesses owned by the gay, lesbian, bisexual and transgender communities in the san Francisco...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $6,266

Program Service Revenue $153,057

Investment Income $1

Other Revenue $45,235

TOTAL REVENUE $204,559

Expense Breakdown

Grants Paid $0

Salaries & Benefits $32,411

Fundraising Expenses $597

Program Expenses $197,562

Other Expenses $215,140

TOTAL EXPENSES $247,551

Year-over-Year Comparison

	2024	2023	Change
Revenue	$204,559	N/A	N/A
Expenses	$247,551	N/A	N/A
Net Income	$-42,992	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Aaron Boot-Haury	Treasurer	5.00	Director	$0	$0	$0
Joshua Nair	Secretary	10.00	Director	$0	$0	$0
Stella Lim	Director	5.00	Director	$0	$0	$0
Nancy Geenen	President	5.00	Director	$0	$0	$0
Gina Grahme	Director	5.00	Director	$0	$0	$0
David Aguillar	Director	5.00	Director	$0	$0	$0
imani brown	Director	5.00	Director	$0	$0	$0
Tali Bray	Director	5.00	Director	$0	$0	$0
Terrence Beswick	Past Executive Director	40.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$204,559	$247,551	$2,605	$-42,992
2022	$278,637	$316,295	$74,228	$-37,658
2021	$146,132	$217,302	$93,620	$-71,170
2020	$146,115	$141,272	$163,358	$4,843
2019	$250,266	$238,250	$182,624	$12,016
2018	$259,601	$242,856	$157,540	$16,745