FRIENDS OF THE MILLBRAE PUBLIC LIBRARY

EIN: 942569973 501(c)(3)

MILLBRAE, CA

Total Revenue
$67,121
Total Expenses
$23,998
Total Assets
$1,641,339
Net Assets
$1,641,339
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1976
Legal Domicile
CA
Principal Officer
STEVEN CADY
Phone
6506977607
Tax Period
2024-07-01 to 2025-06-30

FRIENDS OF THE MILLBRAE PUBLIC LIBRARY, founded in 1976, is a micro nonprofit that reported $67K in total revenue in fiscal year 2024. Revenue fell 45% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $43K, a strong 64% operating margin.

Mission

TO PROVIDE SUPPORT FOR THE MILLBRAE PUBLIC LIBRARY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $12,836
Program Service Revenue $16,602
Investment Income $37,683
Other Revenue $0
TOTAL REVENUE $67,121

Expense Breakdown

Grants Paid $6,519
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $7,450
Other Expenses $17,479
TOTAL EXPENSES $23,998

Year-over-Year Comparison

2024 2023 Change
Revenue $67,121 $121,595 -0.4%
Expenses $23,998 $333,696 -0.9%
Net Income $43,123 $-212,101 -1.2%
Key Indicators
✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
15
Independent Members
15
Employees
N/A
Volunteers
34

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$0
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ARIELLA FIORNELLI CO-PRESIDENT 2.00
Officer Director
$0 $0 $0
RUTH STOUT CO-PRESIDENT 6.75
Officer Director
$0 $0 $0
LOLLY PINEDA VICE PRESIDENT 1.50
Officer Director
$0 $0 $0
WENDY MAYNARD SECRETARY 4.00
Officer Director
$0 $0 $0
STEVEN CADY TREASURER 4.00
Officer Director
$0 $0 $0
JIM VAN NESS ASST. TREASURER 2.50
Officer Director
$0 $0 $0
VIVIAN BAI DIRECTOR 3.00
Director
$0 $0 $0
SUSAN BIANUCCI DIRECTOR 0.30
Director
$0 $0 $0
MAUREEN DAVIS DIRECTOR 0.25
Director
$0 $0 $0
CARMEN DELANO DIRECTOR 1.75
Director
$0 $0 $0
LOUISA LAU DIRECTOR 0.75
Director
$0 $0 $0
MARILYN MUSANTE DIRECTOR 2.00
Director
$0 $0 $0
JUDI SULLIVAN DIRECTOR 7.50
Director
$0 $0 $0
ELIZABETH SOR DIRECTOR 2.70
Director
$0 $0 $0
LESLIE WILSON DIRECTOR 2.30
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $67,121 $23,998 $1,641,339 $43,123
2024 $121,595 $333,696 $1,446,272 $-212,101
2023 $161,324 $10,458 $1,570,543 $150,866
2022 $59,420 $15,473 $1,406,469 $43,947
2020 $55,637 $20,061 $1,377,050 $35,576
2019 $107,198 $25,701 $1,261,130 $81,497
2018 $71,613 $48,123 $1,226,985 $23,490
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