WATSONVILLE, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)EL PAJARO COMMUNITY DEVELOPMENT CORPORATION, founded in 1979, is a community nonprofit that reported $4.9M in total revenue in fiscal year 2024. Revenue surged 39% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.2M, a strong 24% operating margin.
EL PAJARO CDC'S MISSION IS TO PROMOTE EQUAL ACCESS TO ECONOMIC OPPORTUNITIES IN SANTA CRUZ, MONTEREY, AND SAN BENITO COUNTIES. THE PURPOSE OF THE CORPORATION IS TO DEVELOP AND IMPLEMENT COMMUNITY ECONOMIC PROGRAMS. THE CORPORATION PROVIDES ENTREPRENEURIAL OPPORTUNITIES, FINANCIAL PRODUCTS, AND SERVICES TO SUPPORT THE CREATION OF SMALL BUSINESSES, SELF-EMPLOYMENT, AND JOBS FOR LOW-INCOME RESIDENTS. THE CORPORATION SHALL ALSO PROMOTE DEVELOPMENT AND FINANCING OF HOUSING FOR LOW-INCOME RESIDENTS.
TA & TRAINING: EL PAJARO CDC OFFERS COMPREHENSIVE BUSINESS CONSULTING AND COACHING SERVICES TAILORED TO BOTH ASPIRING AND ESTABLISHED ENTREPRENEURS ACROSS THE TRI-COUNTY REGION. OUR EXPERT GUIDANCE...
TA & TRAINING: EL PAJARO CDC OFFERS COMPREHENSIVE BUSINESS CONSULTING AND COACHING SERVICES TAILORED TO BOTH ASPIRING AND ESTABLISHED ENTREPRENEURS ACROSS THE TRI-COUNTY REGION. OUR EXPERT GUIDANCE INCLUDES A WIDE RANGE OF SUPPORT, INCLUDING ACCESS TO FUNDING, DEVELOPING BUSINESS PLANS, ENHANCING TECHNOLOGICAL CAPABILITIES, STRENGTHENING ONLINE PRESENCE, FACILITATING BUSINESS GROWTH AND EXPANSION AND GENERAL COUNSELING. OUR SERVICES ARE DESIGNED TO BE ACCESSIBLE AND SUPPORTIVE FOR ENTREPRENEURS OF ALL LEVELS OF EDUCATION AND LITERACY. IN ADDITION, EL PAJARO CDC OFFERS A VARIETY OF BUSINESS-FOCUSED TRAININGS FROM OUR COMPREHENSIVE BUSINESS PLANNING COURSE, EMPRESARI@, TO SINGLE-SESSION, INTENSIVE WORKSHOPS IN MARKETING AND SOCIAL MEDIA, BUSINESS ACCOUNTING, BUSINESS ETHICS, CUSTOMER SERVICE. ADDITIONALLY, OUR ANNUAL "DA DEL EMPRESARIO" IS A ONE-DAY BUSINESS CONFERENCE FOCUSED ON THE NEEDS OF BUSINESS OWNERS AND START-UPS, AND THE WOMEN IN BUSINESS LEADERSHIP CONFERENCE HIGHLIGHTS STRATEGIES AND SUCCESS STORIES FROM WOMEN ENTREPRENEURS AND LEADERS.
COMMERCIAL KITCHEN: THE COMMERCIAL KITCHEN INCUBATOR IS A SHARED-USE COMMERCIAL KITCHEN LAUNCHED IN JULY 2013 TO SUPPORT LOCAL SPECIALTY FOOD RELATED BUSINESSES ON THE CENTRAL COAST. EL PAJARO CDC...
COMMERCIAL KITCHEN: THE COMMERCIAL KITCHEN INCUBATOR IS A SHARED-USE COMMERCIAL KITCHEN LAUNCHED IN JULY 2013 TO SUPPORT LOCAL SPECIALTY FOOD RELATED BUSINESSES ON THE CENTRAL COAST. EL PAJARO CDC PROVIDES ACCESS TO A PROFESSIONALLY EQUIPPED COMMERCIAL KITCHEN, COMPREHENSIVE TECHNICAL ASSISTANCE AND ACCESS TO MARKETS. THIS FACILITY OFFERS AN ARRAY OF BUSINESS DEVELOPMENT SERVICES THAT INCLUDE BUSINESS COACHING, PRODUCT DEVELOPMENT ADVICE, ACCESS TO MARKETS, PROMOTIONAL EVENTS, AND ACCESS TO CAPITAL ASSISTANCE.
LOAN PROGRAM: EL PAJARO CDC'S IN-HOUSE MICROLENDING PROGRAM ADDRESSES THE NEEDS OF ASPIRING ENTREPRENEURS AND ESTABLISHED BUSINESSES WHO STRUGGLE TO ACCESS CAPITAL TO START AND GROW THEIR BUSINESSES...
LOAN PROGRAM: EL PAJARO CDC'S IN-HOUSE MICROLENDING PROGRAM ADDRESSES THE NEEDS OF ASPIRING ENTREPRENEURS AND ESTABLISHED BUSINESSES WHO STRUGGLE TO ACCESS CAPITAL TO START AND GROW THEIR BUSINESSES. HISTORICALLY, OUR ENTREPRENEURS HAVE HAD TO RELY ON SAVINGS, FAMILY LOANS, OR PREDATORY LENDING TO FUND THEIR VENTURES. WE ARE THRILLED TO OFFER A SAFE AND AFFORDABLE LOAN ALTERNATIVE THROUGH OUR PROGRAM, WHICH INCLUDES TECHNICAL ASSISTANCE, TRAINING, AND CREDIT SERVICES.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $4,860,363 | $3,487,257 | +0.4% |
| Expenses | $3,693,914 | $3,613,912 | +0.0% |
| Net Income | $1,166,449 | $-126,655 | -10.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JORGE REGUERIN | CHAIR | 6.00 |
Officer
Director
|
$0 | $0 | $0 |
| ANA LUISA CORTEZ | VICE CHAIR | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| JUNE PADILLA PONCE | SECRETARY | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| BRAD BARBEAU | TREASURER | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| EDUARDO CERVANTES | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| ROSA SANCHEZ DURAN | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| HEIDI PICKMAN | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| GUADALUPE ZEPEDA | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| CARMEN HERRERA-MANSIR | EXECUTIVE DIRECTOR | 40.00 |
Officer
|
$127,757 | $27,787 | $155,544 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $4,860,363 | $3,693,914 | $7,758,482 | $1,166,449 |
| 2024 | No data | No data | No data | No data |
| 2023 | $2,392,811 | $2,365,875 | $7,229,577 | $26,936 |
| 2022 | $2,971,187 | $1,448,906 | $6,574,492 | $1,522,281 |
| 2021 | $1,783,894 | $1,312,765 | $4,748,103 | $471,129 |
| 2020 | $1,101,364 | $1,239,411 | $4,115,618 | $-138,047 |
| 2019 | $1,214,997 | $1,077,569 | $4,033,077 | $137,428 |
| 2018 | $854,824 | $1,049,166 | $3,981,304 | $-194,342 |
Compare EL PAJARO COMMUNITY DEVELOPMENT CORPORATION with other nonprofits in California and across the country.