SENIORS COUNCIL OF SANTA CRUZ AND SAN BENITO COUNTIES (EIN 942662950) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Phone

8316880400

Tax Period

2024-07-01 to 2025-06-30

SENIORS COUNCIL OF SANTA CRUZ AND SAN BENITO COUNTIES, founded in 1979, is a community nonprofit in the Human Services sector that reported $5.9M in total revenue in fiscal year 2024.

Mission

SENIORS COUNCIL SERVES AS THE SANTA CRUZ AND SAN BENITO COUNTIES AREA AGENCY ON AGING AS SUCH. IT RECEIVES AND ADMINISTERS FEDERAL AND STATE GRANTS FOR SENIOR PROGRAMS FUNDS. FROM THESE GRANTS, AWARDS ARE PASSED THROUGH TO SUB-RECIPIENT ORGANIZATIONS WHICH PROVIDE DIRECT SERVICES. THE ORGANIZATION ALSO OPERATES THE FOSTER GRANDPARENT/SENIOR COMPANION AND PROJECT SCOUT PROGRAMS WHICH PROVIDE DIRECT SERVICES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $5,880,701

Program Service Revenue $0

Investment Income $938

Other Revenue $32,999

TOTAL REVENUE $5,914,638

Expense Breakdown

Grants Paid $2,926,343

Salaries & Benefits $1,425,727

Fundraising Expenses $0

Program Expenses $5,200,711

Other Expenses $1,513,848

TOTAL EXPENSES $5,865,918

Year-over-Year Comparison

	2024	2023	Change
Revenue	$5,914,638	$5,973,475	0.0%
Expenses	$5,865,918	$5,968,640	0.0%
Net Income	$48,720	$4,835	+9.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

210

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$217,766

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CLAY KEMPF	Executive Dir.	40.00	Officer	$114,267	$0	$114,267
CATHLEEN COLVARD	FISCAL OFFICER	40.00	Officer	$103,499	$0	$103,499
PAM ARNSBERGER	President	2.00	Officer Director	$0	$0	$0
GWEN YEO	Director	2.00	Officer Director	$0	$0	$0
CREIGHTON MENDIVIL	Director	2.00	Director	$0	$0	$0
JANE SCHWICKERATH	Vice President	2.00	Officer Director	$0	$0	$0
LISA BERKOWITZ	Director	1.00	Director	$0	$0	$0
ANTONIO RIVAS	Director	1.00	Director	$0	$0	$0
MICKIE LUNA	Director	1.00	Director	$0	$0	$0
TAMI ALVILES	Treasurer	1.00	Director	$0	$0	$0
CATHY CRESS	Director	1.00	Director	$0	$0	$0
WAYNE NORTON	Secretary	1.00	Officer Director	$0	$0	$0
MARK TRABING	Director	1.00	Director	$0	$0	$0
STEVEN MATZIE	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$5,914,638	$5,865,918	$1,627,527	$48,720
2024	No data	No data	No data	No data
2023	$5,386,468	$5,367,700	$1,351,319	$18,768
2022	$4,738,159	$4,734,394	$1,257,674	$3,765
2021	$5,101,291	$4,807,985	$1,034,950	$293,306
2020	$4,140,882	$3,884,104	$997,936	$256,778
2019	$3,811,385	$3,805,656	$350,473	$5,729
2018	$3,674,209	$3,625,470	$250,226	$48,739

SENIORS COUNCIL OF SANTA CRUZ AND SAN BENITO COUNTIES