CREDIT UNIONS CHARTERED IN THE STATE OF UTAH

EIN: 942670567

Provo, UT

Total Revenue
$120,216
Total Expenses
$108,976
Total Assets
$2,064,048
Net Assets
$392,164
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1949
Legal Domicile
UT
Principal Officer
Sheldon B Lindsay
Phone
8013775634
Tax Period
2024-01-01 to 2024-12-31

CREDIT UNIONS CHARTERED IN THE STATE OF UTAH, founded in 1949, is a small nonprofit that reported $120K in total revenue in fiscal year 2024. Expenses of $109K left a modest 9% surplus.

Mission

Member Owned Non-profit Credit Union

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $94,060
Investment Income $26,156
Other Revenue $0
TOTAL REVENUE $120,216

Expense Breakdown

Grants Paid $0
Salaries & Benefits $38,169
Fundraising Expenses $0
Program Expenses $0
Other Expenses $70,807
TOTAL EXPENSES $108,976

Year-over-Year Comparison

2024 2023 Change
Revenue $120,216 $121,063 0.0%
Expenses $108,976 $111,448 0.0%
Net Income $11,240 $9,615 +0.2%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
7
Independent Members
5
Employees
2
Volunteers
15

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$35,280
Total Directors
0
$0
Key Employees
2
$35,280
Highest Compensated
2
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Becky J Smith Vice-President / Treasurer 20
Officer Key Emp Highest
$17,640 $0 $17,640
Sheldon B Lindsay President / manager 20
Officer Key Emp Highest
$17,640 $0 $17,640
Dan Stowe Board Member 0
Officer
$0 $0 $0
Keith Teuscher Board Member 0
Officer
$0 $0 $0
Don Messick Board Member 0
Officer
$0 $0 $0
Gary Jolley Board Chariman 0
Officer
$0 $0 $0
Daren Herring Board Member 0
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $120,216 $108,976 $2,064,048 $11,240
2023 $121,063 $111,448 $2,383,354 $9,615
2022 $74,193 $70,995 $3,133,343 $3,198
2021 $76,933 $75,359 $3,127,977 $1,574
2020 $91,905 $86,163 $2,831,894 $5,742
Explore More Nonprofits
→Top 100 Nonprofits in Utah →Largest U.S. Nonprofits →Best Rated Nonprofits →Most Efficient Nonprofits

Compare CREDIT UNIONS CHARTERED IN THE STATE OF UTAH with other nonprofits in Utah and across the country.

We Value Your Privacy
We use cookies and similar technologies to analyze site traffic and improve your experience. By clicking "Accept All", you consent to our use of cookies for analytics and measurement.