COMMUNITY VISION CAPITAL & CONSULTING (EIN 943032394) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

CATHERINE HOWARD

Phone

4153928215

Tax Period

2023-10-01 to 2024-09-30

COMMUNITY VISION CAPITAL & CONSULTING, founded in 1987, is a mid-sized nonprofit in the Community Improvement sector that reported $24.6M in total revenue in fiscal year 2023. Revenue surged 137% from the prior year, signaling strong growth momentum. The organization ran a surplus of $8.0M, a strong 33% operating margin.

Mission

PROVIDING FINANCING AND FINANCIAL EXPERTISE TO STRENGTHEN LOW-INCOME COMMUNITIES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $17,580,905

Program Service Revenue $5,594,997

Investment Income $1,441,430

Other Revenue $5,000

TOTAL REVENUE $24,622,332

Expense Breakdown

Grants Paid $128,588

Salaries & Benefits $5,683,657

Fundraising Expenses $393,537

Program Expenses $15,091,111

Other Expenses $10,766,665

TOTAL EXPENSES $16,578,910

Year-over-Year Comparison

	2023	2022	Change
Revenue	$24,622,332	$10,403,968	+1.4%
Expenses	$16,578,910	$13,889,814	+0.2%
Net Income	$8,043,422	$-3,485,846	-3.3%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✓ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✓ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$528,183

Total Directors

$4,600

Key Employees

$1,031,680

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANITA ADDISON	BOARD CHAIR	4.00	Officer Director	$0	$0	$0
JOHN CHAN	TREASURER	4.00	Officer Director	$0	$0	$0
DAVID ELSAESSER	SECRETARY	4.00	Officer Director	$0	$0	$0
PATRICIA GOPAUL	BOARD MEMBER	4.00	Director	$0	$0	$0
CAROYN JOHNSON	BOARD MEMBER	4.00	Director	$0	$0	$0
ANDY MADEIRA	BOARD MEMBER	4.00	Director	$0	$0	$0
NIKKI BEASLEY	BOARD MEMBER	4.00	Director	$0	$0	$0
ESTELLA SANCHEZ	BOARD MEMBER	4.00	Director	$0	$0	$0
BHAVANI DARYANANI	BOARD MEMBER	4.00	Director	$0	$0	$0
LUISA MEDINA	BOARD MEMBER	4.00	Director	$0	$0	$0
BRYAN IGNOZZI	BOARD MEMBER (THRU 1/1/24)	4.00	Director	$0	$0	$0
LUIS RODRIGUEZ	BOARD MEMBER (THRU 6/1/24)	4.00	Director	$0	$0	$0
PAMELA MERCHANT	BOARD MEMBER/CONSULTANT	4.00	Director	$4,600	$0	$4,600
CATHERINE HOWARD	PRESIDENT	40.00	Officer	$261,983	$37,007	$298,990
WILFREDO O MENDOZA	CFO	40.00	Officer	$198,867	$30,326	$229,193
SABRINA KELLEY	DIR OF EXTERNAL RELATIONS	40.00	Key Emp	$206,207	$26,838	$233,045
JASON RIGGS	COMMUNICATIONS DIRECTOR	40.00	Key Emp	$173,269	$22,178	$195,447
SCOTT SPORTE	DIRECTOR OF CREDIT	40.00	Key Emp	$182,035	$25,441	$207,476
CARMEN JONES-WEAKS	DIRECTOR OF PEOPLE & CULTURE	40.00	Key Emp	$167,669	$29,030	$196,699
NATE SCHAFFRAN	DIRECTOR OF BUSINESS DEVELOPMENT	40.00	Key Emp	$168,809	$30,204	$199,013
SAUL ETTLIN	SENIOR ADVISOR TO THE PRESIDENT	40.00	Highest	$190,136	$28,948	$219,084
AMANDA BORNSTEIN	DIR OF CATALYTIC CONSULTING/TRAINING	40.00	Highest	$167,190	$20,976	$188,166
GRAYTON HUANG	CONTROLLER	40.00	Highest	$147,594	$9,828	$157,422
DANIEL MCDONALD	SENIOR BUSINESS DEVELOPMENT OFFICER	40.00	Highest	$153,953	$10,199	$164,152
RISA KEEPER	INTERIM DIRECTOR OF CATALYTIC CAPITAL (THRU 12/13/	40.00	Highest	$167,281	$19,178	$186,459

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$24,622,332	$16,578,910	$161,816,185	$8,043,422
2023	$10,403,968	$13,889,814	$129,891,649	$-3,485,846
2022	$13,288,785	$11,678,145	$119,686,017	$1,610,640
2021	$20,656,685	$8,976,444	$118,645,783	$11,680,241
2020	$11,934,054	$11,569,984	$99,445,180	$364,070
2019	$12,416,145	$8,738,413	$90,244,194	$3,677,732

COMMUNITY VISION CAPITAL & CONSULTING