COMMUNITY VISION CAPITAL & CONSULTING

EIN: 943032394 501(c)(3) Community Improvement

SAN FRANCISCO, CA

Total Revenue
$24,622,332
Total Expenses
$16,578,910
Total Assets
$161,816,185
Net Assets
$49,152,074
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1987
Legal Domicile
CA
Principal Officer
CATHERINE HOWARD
Phone
4153928215
Tax Period
2023-10-01 to 2024-09-30

COMMUNITY VISION CAPITAL & CONSULTING, founded in 1987, is a mid-sized nonprofit in the Community Improvement sector that reported $24.6M in total revenue in fiscal year 2023. Revenue surged 137% from the prior year, signaling strong growth momentum. The organization ran a surplus of $8.0M, a strong 33% operating margin.

Mission

COMMUNITY VISION CAPITAL & CONSULTING PROMOTES ECONOMIC JUSTICE AND ALLEVIATES POVERTY BY INCREASING THE FINANCIAL RESILIENCE AND SUSTAINABILITY OF COMMUNITY-BASED NONPROFITS AND ENTERPRISES. THROUGH FLEXIBLE FINANCIAL PRODUCTS AND SOUND ADVICE, WE CREATE OPPORTUNITIES TO MAKE SOCIALLY RESPONSIBLE INVESTMENTS THAT REVITALIZE NORTHERN CALIFORNIA COMMUNITIES.

Program Service Accomplishments

Program 1
Expenses: $11,588,502 Revenue: $4,613,845

CAPITAL SOLUTIONS: SINCE 1987, COMMUNITY VISION HAS MADE 683 LOANS TOTALING $348 MILLION TO NONPROFITS AND SOCIAL ENTERPRISES SERVING DISINVESTED COMMUNITIES IN NORTHERN AND CENTRAL CALIFORNIA...

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CAPITAL SOLUTIONS: SINCE 1987, COMMUNITY VISION HAS MADE 683 LOANS TOTALING $348 MILLION TO NONPROFITS AND SOCIAL ENTERPRISES SERVING DISINVESTED COMMUNITIES IN NORTHERN AND CENTRAL CALIFORNIA, LEVERAGING OVER $1.99 BILLION IN ADDITIONAL PROJECT FUNDING. THESE LOANS HAVE HELPED CREATE OR PRESERVE 7,733 AFFORDABLE HOUSING UNITS FOR LOW-INCOME FAMILIES AND INDIVIDUALS, AND FINANCED OVER 5.2 MILLION SQUARE FEET OF NEIGHBORHOOD-SERVING COMMERCIAL AND RESIDENTIAL SPACE. THESE LOANS HAVE ALSO HELPED CREATE OR PRESERVE 26,494 PERMANENT AND CONSTRUCTION JOBS, AND HELPED FINANCE PROJECTS BY ORGANIZATIONS THAT SERVE OVER 1.8 MILLION INDIVIDUALS. AT THE END OF FY24, COMMUNITY VISION MANAGED A PORTFOLIO OF 104 LOANS WORTH $92.8 MILLION TO 92 ORGANIZATIONS. DURING FY24, COMMUNITY VISION CLOSED 34 LOANS TOTALING $31 MILLION.

Program 2
Expenses: $1,784,042 Revenue: $672,352

REAL ESTATE SOLUTIONS (RES): SINCE THE INCEPTION OF OUR CONSULTING & TRAINING PROGRAM, COMMUNITY VISION HAS PROVIDED 1,308 REAL ESTATE AND FINANCIAL MANAGEMENT CONSULTING ENGAGEMENTS AND SERVED 8,436...

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REAL ESTATE SOLUTIONS (RES): SINCE THE INCEPTION OF OUR CONSULTING & TRAINING PROGRAM, COMMUNITY VISION HAS PROVIDED 1,308 REAL ESTATE AND FINANCIAL MANAGEMENT CONSULTING ENGAGEMENTS AND SERVED 8,436 ORGANIZATIONS THROUGH WORKSHOPS ON THESE TOPICS. DURING FY24, THE PROGRAM COMPLETED 44 CONSULTING ENGAGEMENTS, AND HOSTED 13 WORKSHOPS. RES ALSO MANAGES THE CALCORE PROGRAM, A FIVE-YEAR STATE-WIDE INITIATIVE THAT BRINGS TOGETHER COHORTS OF COMMUNITY-BASED DEVELOPERS, WITH A FOCUS ON BLACK, INDIGENOUS, PEOPLE OF COLOR-LED (BIPOC) REAL ESTATE ORGANIZATIONS, PARTICULARLY COMMUNITY DEVELOPMENT CORPORATIONS (CDCS) AND COMMUNITY LAND TRUSTS (CLTS).

Program 3
Expenses: $1,141,962 Revenue: $0

COMMUNICATIONS AND IMPACT: COMMUNITY VISION CONDUCTS ONGOING EVALUATION OF PROGRAMS AND INITIATIVES. WE DEVELOP AND DISTRIBUTE INFORMATION ABOUT OUR PROGRAMS BOTH INTERNALLY AND EXTERNALLY VIA...

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COMMUNICATIONS AND IMPACT: COMMUNITY VISION CONDUCTS ONGOING EVALUATION OF PROGRAMS AND INITIATIVES. WE DEVELOP AND DISTRIBUTE INFORMATION ABOUT OUR PROGRAMS BOTH INTERNALLY AND EXTERNALLY VIA MULTIPLE CHANNELS.

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Trantor Score

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $17,580,905
Program Service Revenue $5,594,997
Investment Income $1,441,430
Other Revenue $5,000
TOTAL REVENUE $24,622,332

Expense Breakdown

Grants Paid $128,588
Salaries & Benefits $5,683,657
Fundraising Expenses $393,537
Program Expenses $15,091,111
Other Expenses $10,766,665
TOTAL EXPENSES $16,578,910

Year-over-Year Comparison

2023 2022 Change
Revenue $24,622,332 $10,403,968 +1.4%
Expenses $16,578,910 $13,889,814 +0.2%
Net Income $8,043,422 $-3,485,846 -3.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
11
Independent Members
10
Employees
46
Volunteers
26

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$528,183
Total Directors
13
$4,600
Key Employees
5
$1,031,680
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ANITA ADDISON BOARD CHAIR 4.00
Officer Director
$0 $0 $0
JOHN CHAN TREASURER 4.00
Officer Director
$0 $0 $0
DAVID ELSAESSER SECRETARY 4.00
Officer Director
$0 $0 $0
PATRICIA GOPAUL BOARD MEMBER 4.00
Director
$0 $0 $0
CAROYN JOHNSON BOARD MEMBER 4.00
Director
$0 $0 $0
ANDY MADEIRA BOARD MEMBER 4.00
Director
$0 $0 $0
NIKKI BEASLEY BOARD MEMBER 4.00
Director
$0 $0 $0
ESTELLA SANCHEZ BOARD MEMBER 4.00
Director
$0 $0 $0
BHAVANI DARYANANI BOARD MEMBER 4.00
Director
$0 $0 $0
LUISA MEDINA BOARD MEMBER 4.00
Director
$0 $0 $0
BRYAN IGNOZZI BOARD MEMBER (THRU 1/1/24) 4.00
Director
$0 $0 $0
LUIS RODRIGUEZ BOARD MEMBER (THRU 6/1/24) 4.00
Director
$0 $0 $0
PAMELA MERCHANT BOARD MEMBER/CONSULTANT 4.00
Director
$4,600 $0 $4,600
CATHERINE HOWARD PRESIDENT 40.00
Officer
$261,983 $37,007 $298,990
WILFREDO O MENDOZA CFO 40.00
Officer
$198,867 $30,326 $229,193
SABRINA KELLEY DIR OF EXTERNAL RELATIONS 40.00
Key Emp
$206,207 $26,838 $233,045
JASON RIGGS COMMUNICATIONS DIRECTOR 40.00
Key Emp
$173,269 $22,178 $195,447
SCOTT SPORTE DIRECTOR OF CREDIT 40.00
Key Emp
$182,035 $25,441 $207,476
CARMEN JONES-WEAKS DIRECTOR OF PEOPLE & CULTURE 40.00
Key Emp
$167,669 $29,030 $196,699
NATE SCHAFFRAN DIRECTOR OF BUSINESS DEVELOPMENT 40.00
Key Emp
$168,809 $30,204 $199,013
SAUL ETTLIN SENIOR ADVISOR TO THE PRESIDENT 40.00
Highest
$190,136 $28,948 $219,084
AMANDA BORNSTEIN DIR OF CATALYTIC CONSULTING/TRAINING 40.00
Highest
$167,190 $20,976 $188,166
GRAYTON HUANG CONTROLLER 40.00
Highest
$147,594 $9,828 $157,422
DANIEL MCDONALD SENIOR BUSINESS DEVELOPMENT OFFICER 40.00
Highest
$153,953 $10,199 $164,152
RISA KEEPER INTERIM DIRECTOR OF CATALYTIC CAPITAL (THRU 12/13/ 40.00
Highest
$167,281 $19,178 $186,459
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $24,622,332 $16,578,910 $161,816,185 $8,043,422
2023 $10,403,968 $13,889,814 $129,891,649 $-3,485,846
2022 $13,288,785 $11,678,145 $119,686,017 $1,610,640
2021 $20,656,685 $8,976,444 $118,645,783 $11,680,241
2020 $11,934,054 $11,569,984 $99,445,180 $364,070
2019 $12,416,145 $8,738,413 $90,244,194 $3,677,732
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