CAMP MORROW BIBLE CONFERENCE (EIN 943101513) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1962

Legal Domicile

Principal Officer

SUSAN GILLESPIE

Phone

5415442971

Tax Period

2024-01-01 to 2024-12-31

CAMP MORROW BIBLE CONFERENCE, founded in 1962, is a community nonprofit that reported $1.4M in total revenue in fiscal year 2024. The organization ran a surplus of $347K, a strong 24% operating margin.

Mission

CAMP MORROW EXISTS TO EVANGELIZE AND DISCIPLE PEOPLE INTO A PERSONAL RELATIONSHIP WITH JESUS CHRIST. CAMP MORROW OPERATES SEVERAL CHRISTIAN YOUTH AND FAMILY CAMPS TO FURTHER THIS MISSION. IT ALSO PROVIDES ITS FACILITIES FOR CHRISTIAN CAMPS, AND OTHER CHRISTIAN GROUPS WITH SIMILIAR GOALS AND PRACTICES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $759,694

Program Service Revenue $676,229

Investment Income $6,383

Other Revenue $0

TOTAL REVENUE $1,442,306

Expense Breakdown

Grants Paid $0

Salaries & Benefits $517,037

Fundraising Expenses $0

Program Expenses $1,002,849

Other Expenses $578,532

TOTAL EXPENSES $1,095,569

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,442,306	$1,395,298	+0.0%
Expenses	$1,095,569	$1,006,171	+0.1%
Net Income	$346,737	$389,127	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROB CARNAHAN	DIRECTOR	0.50	Officer Director	$0	$0	$0
MICHAEL COLE	DIRECTOR	0.50	Officer Director	$0	$0	$0
SUSAN GILLESPIE	CHAIRMAN	1.00	Officer Director	$0	$0	$0
RYAN IHDE	TREASURER	1.00	Officer Director	$0	$0	$0
SUMMER SMITH	SECRETARY	0.50	Officer Director	$0	$0	$0
DON SPERRY	DIRECTOR	1.00	Officer Director	$0	$0	$0
CHRIS ZUKIN	VICE CHAIRMA	0.50	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,442,306	$1,095,569	$4,018,258	$346,737
2023	$1,395,298	$1,006,171	$3,780,593	$389,127
2022	$1,271,533	$918,712	$3,468,670	$352,821
2021	$1,436,767	$825,680	$3,118,033	$611,087
2020	$594,412	$414,726	$2,614,364	$179,686
2019	$705,317	$592,856	$2,561,588	$112,461
2018	$638,574	$622,521	$1,987,790	$16,053

CAMP MORROW BIBLE CONFERENCE