Cascade Cow Cutters

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

Chad Gilliardi

Phone

5098405547

Tax Period

2023-01-01 to 2023-12-31

Cascade Cow Cutters, founded in 1989, is a small nonprofit that reported $239K in total revenue in fiscal year 2023. Expenses of $224K left a modest 6% surplus.

Mission

Promote the sport of cutting to its members.

Program Service Accomplishments

Program 1

Expenses: $223,579

Cascade Cow Cutters is a NCHA affiliate club that puts on up to six weekend cutting horse shows per year in Washington for its members in the Northwest. All Revenue is invested back into the events...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,515

Program Service Revenue $220,475

Investment Income $8

Other Revenue $16,652

TOTAL REVENUE $238,650

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $223,579

Other Expenses $223,579

TOTAL EXPENSES $223,579

Year-over-Year Comparison

	2023	2022	Change
Revenue	$238,650	$248,891	0.0%
Expenses	$223,579	$219,746	+0.0%
Net Income	$15,071	$29,145	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Chad Gilliardi	President	1.00	Officer Director	$0	$0	$0
Erin Eaton	Director	1.00	Officer Director	$0	$0	$0
Heidi Vasquez	Secretary	1.00	Officer Director	$0	$0	$0
Judi Whitford	Treasurer	1.00	Officer Director	$0	$0	$0
Jeff Sleeman	Director	1.00	Director	$0	$0	$0
Dean Rebhugn	Director	1.00	Director	$0	$0	$0
Sue Dahl	Director	1.00	Director	$0	$0	$0
Jennifer Whisler	Vice President	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$238,650	$223,579	$59,474	$15,071
2022	$248,891	$219,746	$44,405	$29,145
2021	$83,403	$121,262	$14,367	$-37,859
2020	$43,489	$31,170	$52,226	$12,319
2019	$357,224	$362,453	$39,907	$-5,229
2018	$361,556	$350,724	$45,136	$10,832