EARLY FORD V8 CLUB OF AMERICA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

JOSEPH P REGER III

Phone

2088698882

Tax Period

2025-01-01 to 2025-12-31

EARLY FORD V8 CLUB OF AMERICA, founded in 1966, is a small nonprofit that reported $261K in total revenue in fiscal year 2025. Revenue decreased 10% compared to the prior year. Net assets of $978K represent 45 months of operating reserves.

Mission

THE ORGANIZATION IS AN ANTIQUE CAR CLUB SPECIALIZING IN FORD PRODUCTS MANUFACTURED BETWEEN 1932-1953.

Program Service Accomplishments

Program 1

Expenses: $198,384

PUBLICATION OF A SEMI-MONTHLY MAGAZINE, "V-8 TIMES", WHICH INCLUDES ARTICLES ABOUT THE HISTORY, RESTORATION, AND MAINTENANCE OF 1932-1953 FORD, MERCURY, AND LINCOLN MOTOR CARS. PUBLICATION OF AN...

PUBLICATION OF A SEMI-MONTHLY MAGAZINE, "V-8 TIMES", WHICH INCLUDES ARTICLES ABOUT THE HISTORY, RESTORATION, AND MAINTENANCE OF 1932-1953 FORD, MERCURY, AND LINCOLN MOTOR CARS. PUBLICATION OF AN ANNUAL MEMBERSHIP ROSTER LISTING THE 5,353 MEMBERS WORLDWIDE WITH CONTACT INFORMATION.

Program 2

Expenses: $5,394

THE CONDUCT OF ANNUAL NATIONAL MEETS FOR THE PURPOSE OF JUDGING AND DISPLAYING ORIGINAL, RESTORED, AND TOURING CLASS VEHICLES. NORMALLY THREE ANNUAL MEETS ARE HELD, ONE EACH IN THE WESTERN, CENTRAL, AND EASTERN REGIONS OF THE US, EACH ATTRACTING BETWEEN 150 AND 300 MEMBERS. IN 2023, THE CLUB HOSTED A GRAND NATIONAL MEET.

Program 3

Expenses: $7,104

SALE OF BOOKS WRITTEN BY MEMBERS ON TECHNICALLY CORRECT RESTORATION OF THESE CARS AND ACCESSORIES RELATED TO THE HOBBY. CURRENTLY, THERE ARE 13 BOOKS, 25 ACCESSORIES, 1 CALENDAR, 1 MEMBER ROSTER, AND...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $202,061

Investment Income $22,479

Other Revenue $36,076

TOTAL REVENUE $260,616

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $210,882

Other Expenses $267,864

TOTAL EXPENSES $267,864

Year-over-Year Comparison

	2025	2024	Change
Revenue	$260,616	$289,905	-0.1%
Expenses	$267,864	$260,694	+0.0%
Net Income	$-7,248	$29,211	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID GUNNARSON	PRESIDENT & DIRECTOR	1.00	Officer Director	$0	$0	$0
DAN CASTELLINI	VICE PRESIDENT & DIRECTOR	1.00	Officer Director	$0	$0	$0
MICHAEL STICHTER	TREASURER	1.00	Officer Director	$0	$0	$0
STEVE KROEGER	SECRETARY & DIRECTOR	1.00	Officer Director	$0	$0	$0
JOHN EMMERING	DIRECTOR	1.00	Director	$0	$0	$0
JOSEPH P REGER III	AUDIT CHAIRMAN & DIRECTOR	1.00	Director	$0	$0	$0
DAVID COLLETTE	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL DRISKELL	DIRECTOR	1.00	Director	$0	$0	$0
STEVE BOSKOVICH	DIRECTOR	1.00	Director	$0	$0	$0
JIM WHITE	DIRECTOR	1.00	Director	$0	$0	$0
PHILL HALL	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$260,616	$267,864	$978,344	$-7,248
2024	$289,905	$260,694	$999,115	$29,211
2023	$380,814	$390,406	$960,644	$-9,592
2022	$243,984	$287,292	$974,009	$-43,308
2021	$294,927	$291,839	$1,009,281	$3,088
2020	$318,860	$294,118	$1,006,193	$24,742
2019	$299,011	$278,183	$982,058	$20,828
2018	$884,311	$482,990	$965,996	$401,321