BURLINGAME, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)UPWARD CREDIT UNION FKA UNITED HEALTH CREDIT UNION, founded in 1956, is a community nonprofit that reported $4.7M in total revenue in fiscal year 2024. Revenue surged 21% from the prior year, signaling strong growth momentum. Expenses of $4.3M left a modest 8% surplus.
A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT ANDSAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, UPWARD CREDIT UNION CONDUCTSITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITSMEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
UPWARD CREDIT UNION BECAME A SHARED BRANCH AND JOINED VALERA'S SHARED BRANCH NETWORK, PROVIDING MEMBERS WITH GREATER CONVENIENCE AND FLEXIBILITY IN MANAGING THEIR ACCOUNTS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $4,688,101 | $3,887,245 | +0.2% |
| Expenses | $4,304,148 | $3,624,049 | +0.2% |
| Net Income | $383,953 | $263,196 | +0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| ANNIE MILLER | CHAIR | 2.00 |
Director
|
$0 | $0 | $0 |
| THEODORE CELENTINO | VICE CHAIR | 2.00 |
Director
|
$0 | $0 | $0 |
| ANGELA DAVIS | TREASURER | 2.00 |
Director
|
$0 | $0 | $0 |
| ABBY VILLAVICENCIO | SECRETARY | 2.00 |
Director
|
$0 | $0 | $0 |
| REED GRAHAM | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| KAYLYN DAWKINS | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| KAREN DAWKINS | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| MATTHEW T RING | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| TED DURKAN CELENTINO | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| THERESA CHASE | SUPV CMTE CHAIR | 2.00 |
Director
|
$0 | $0 | $0 |
| ANN BROWN | SUPV CMTE MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| CLARENCE DICKERSON | SUPV CMTE MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| JASON MERTZ-PRICKETT | PRESIDENT & CEO | 40.00 |
Officer
|
$211,177 | $12,757 | $223,934 |
| ANTHONY CHAVIRA | COO | 40.00 |
Officer
|
$146,101 | $5,963 | $152,064 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $4,688,101 | $4,304,148 | $94,012,475 | $383,953 |
| 2023 | $3,887,245 | $3,624,049 | $94,183,458 | $263,196 |
| 2022 | $3,232,601 | $3,071,754 | $93,358,986 | $160,847 |
| 2021 | $3,082,501 | $2,994,704 | $102,007,793 | $87,797 |
| 2020 | $3,345,251 | $3,129,191 | $91,742,051 | $216,060 |
| 2019 | $3,742,663 | $3,128,222 | $78,999,908 | $614,441 |
| 2018 | $3,879,227 | $2,844,974 | $78,857,046 | $1,034,253 |
Compare UPWARD CREDIT UNION FKA UNITED HEALTH CREDIT UNION with other nonprofits in California and across the country.