MARIN SYMPHONY ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1952

Legal Domicile

Principal Officer

MARTY ESHOFF

Phone

4154798100

Tax Period

2024-07-01 to 2025-06-30

MARIN SYMPHONY ASSOCIATION, founded in 1952, is a community nonprofit in the Arts, Culture & Humanities sector that reported $2.4M in total revenue in fiscal year 2024. Revenue surged 47% from the prior year, signaling strong growth momentum. Expenses of $2.9M exceeded revenue, resulting in a 19% operating deficit.

Mission

THE MARIN SYMPHONY'S MISSION IS TO ENRICH, EDUCATE, AND TRANSFORM LIVES THROUGH CLASSICAL MUSIC.

Program Service Accomplishments

Program 1

Expenses: $2,024,517 Revenue: $844,291

DURING THIS YEAR, THE ORGANIZATION'S PROFESSIONAL SYMPHONY ORCHESTRA (MARIN SYMPHONY) PRESENTED TICKETED PUBLIC PERFORMANCES TO AUDIENCES OF APPROXIMATELY 15,000 PEOPLE. THE ORGANIZATION ALSO...

DURING THIS YEAR, THE ORGANIZATION'S PROFESSIONAL SYMPHONY ORCHESTRA (MARIN SYMPHONY) PRESENTED TICKETED PUBLIC PERFORMANCES TO AUDIENCES OF APPROXIMATELY 15,000 PEOPLE. THE ORGANIZATION ALSO OPERATED EDUCATION/OUTREACH PROGRAMS WITH A THREE-TIERED YOUTH ORCHESTRA, IN-SCHOOL PROGRAMS WITH MARIN SYMPHONY TEACHING ARTISTS, AND A FREE PUBLIC CONCERT FOR THOUSANDS OF STUDENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $803,402

Program Service Revenue $844,291

Investment Income $797,062

Other Revenue $0

TOTAL REVENUE $2,444,755

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,568,461

Fundraising Expenses $70,058

Program Expenses $2,024,517

Other Expenses $1,334,049

TOTAL EXPENSES $2,902,510

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,444,755	$1,659,833	+0.5%
Expenses	$2,902,510	$1,856,093	+0.6%
Net Income	$-457,755	$-196,260	+1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

282

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$155,195

Total Directors

$13,820

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARGOT GOLDING	TREASURER	5.00	Officer Director	$5,349	$0	$5,349
RENEE FROMAN	DIRECTOR	2.00	Director	$5,050	$0	$5,050
STEVE MACHTINGER	PRESIDENT	5.00	Officer Director	$1,816	$0	$1,816
ERICA POSNER	DIRECTOR	2.00	Director	$150	$0	$150
ELIZABETH PRIOR	DIRECTOR	2.00	Director	$1,455	$0	$1,455
LYNN CALLENDER	DIRECTOR	2.00	Director	$0	$0	$0
JOANNE DUNN	DIRECTOR	2.00	Director	$0	$0	$0
WILLIAM EICHAR	DIRECTOR	2.00	Director	$0	$0	$0
KAREN GOTTLIEB	DIRECTOR	2.00	Director	$0	$0	$0
JOSH RAFNER	DIRECTOR	2.00	Director	$0	$0	$0
MARTY RUBINO	DIRECTOR (LEFT NOV. 2024)	2.00	Director	$0	$0	$0
SALLY SCHROEDER	DIRECTOR	2.00	Director	$0	$0	$0
STACY SCOTT	DIRECTOR	2.00	Director	$0	$0	$0
KATE SEARS	VICE PRESIDENT	2.00	Director	$0	$0	$0
MADELEINE SLOANE	DIRECTOR	2.00	Director	$0	$0	$0
JUDITH WALKER WEISSMAN	DIRECTOR	2.00	Director	$0	$0	$0
NANCY REHKOPF	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
RENEE RYMER	SECRETARY	5.00	Officer Director	$0	$0	$0
MARY DENTON	DIRECTOR	2.00	Director	$0	$0	$0
TOD BRODY	EXECUTIVE DIRECTOR	40.00	Officer	$142,030	$6,000	$148,030
MARTY ESHOFF	DIR. OPS. & FIN.	40.00	Highest	$117,680	$6,000	$123,680
NURI KYE	DIRECTOR DEVELOPMENT	40.00	Highest	$114,805	$6,000	$120,805

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,444,755	$2,902,510	$8,994,974	$-457,755
2024	No data	No data	No data	No data
2023	$2,857,022	$2,593,955	$7,439,668	$263,067
2022	$2,417,685	$2,270,794	$6,677,692	$146,891
2021	$4,921,680	$1,359,182	$7,950,459	$3,562,498
2020	$1,676,304	$1,866,178	$2,860,141	$-189,874
2019	$2,485,557	$2,469,060	$3,148,432	$16,497
2018	$1,639,427	$1,826,493	$3,001,497	$-187,066