CMTA - Boilermaker - Blacksmith Employee Benefits Trust Fund (EIN 946173636) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1967

Legal Domicile

Principal Officer

TOM DILLON

Phone

4082884400

Tax Period

2023-09-01 to 2024-08-31

CMTA - Boilermaker - Blacksmith Employee Benefits Trust Fund, founded in 1967, is a community nonprofit that reported $1.9M in total revenue in fiscal year 2023. Revenue grew 12% year-over-year, indicating healthy expansion. Expenses of $1.9M left a modest 4% surplus.

Mission

A MULTIEMPLOYER WELFARE BENEFIT PLAN PROVIDING MEDICAL, VISION, DENTAL, LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE BENEFITS TO PARTICIPANTS ON WHOSE BEHALF EMPLOYERS CONTRIBUTE TO THE PLAN IN ACCORDANCE WITH THEIR COLLECTIVE BARGAINING AGREEMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,892,397

Investment Income $37,782

Other Revenue $0

TOTAL REVENUE $1,930,179

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $84,972

TOTAL EXPENSES $1,856,543

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,930,179	$1,716,754	+0.1%
Expenses	$1,856,543	$1,674,013	+0.1%
Net Income	$73,636	$42,741	+0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TOM DILLON	MANAGEMENT TRUSTEE	1.0	Director	$0	$0	$0
GEORGE LOTTI	MANAGEMENT TRUSTEE	1.0	Director	$0	$0	$0
GARY POWERS	LABOR TRUSTEE	1.0	Director	$0	$0	$0
OSVALDO TROUCHE JR	LABOR TRUSTEE	1.0	Director	$0	$0	$0
JAKE LUDEMAN	LABOR TRUSTEE	1.0	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,930,179	$1,856,543	$1,259,188	$73,636
2023	$1,716,754	$1,674,013	$1,240,212	$42,741
2022	$1,531,428	$1,465,393	$1,019,263	$66,035
2021	$1,456,003	$1,432,990	$956,891	$23,013
2020	$1,424,591	$1,339,759	$913,554	$84,832

CMTA - Boilermaker - Blacksmith Employee Benefits Trust Fund