North Coast Branch 183 of the National Assoc of Letter Carriers (EIN 946174021) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Principal Officer

John O'Loughlin

Phone

7075780384

Tax Period

2023-01-01 to 2023-12-31

North Coast Branch 183 of the National Assoc of Letter Carriers, founded in 1965, is a small nonprofit that reported $204K in total revenue in fiscal year 2023. Expenses of $183K left a modest 10% surplus.

Mission

The mission of the organization is to unite eligible employees into membership for their mutual benefit and to assist the National Association of Letter Carriers carry out its mission to improve conditions for members.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $201,574

Program Service Revenue $0

Investment Income $48

Other Revenue $2,573

TOTAL REVENUE $204,195

Expense Breakdown

Grants Paid $3,748

Salaries & Benefits $104,523

Fundraising Expenses $0

Other Expenses $74,972

TOTAL EXPENSES $183,243

Year-over-Year Comparison

	2023	2022	Change
Revenue	$204,195	$194,952	+0.0%
Expenses	$183,243	$264,295	-0.3%
Net Income	$20,952	$-69,343	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$72,465

Total Directors

$77,571

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Chad Lamb	President	020.00	Officer Director	$41,454	$0	$41,454
Clayton Cook	Executive Vice President	010.00	Officer Director	$13,159	$0	$13,159
Sarah Cipcich	Secretary	004.00	Officer Director	$7,506	$0	$7,506
John O'Loughlin	Treasurer	003.00	Officer Director	$5,994	$0	$5,994
Jamie Hammack	Vice President	004.00	Officer Director	$4,352	$0	$4,352
Vanessa Pollio	Trustee	001.00	Director	$2,082	$0	$2,082
Will Quintero	Trustee	001.00	Director	$1,165	$0	$1,165
Andrew Berecca	Trustee	001.00	Director	$1,039	$0	$1,039
Sean Lanham	Trustee	001.00	Director	$460	$0	$460
Jeff Parr	Head Trustee	001.00	Director	$360	$0	$360
Renee Ackworth	Sergant at Arms	001.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$204,195	$183,243	$363,620	$20,952
2022	$194,952	$264,295	$342,668	$-69,343
2021	$178,287	$180,206	$412,011	$-1,919
2020	$183,301	$167,388	$413,930	$15,913

North Coast Branch 183 of the National Assoc of Letter Carriers