ALHAMBRA CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1904

Legal Domicile

Principal Officer

JOHN BWARIE

Phone

6262828481

Tax Period

2023-07-01 to 2024-06-30

ALHAMBRA CHAMBER OF COMMERCE, founded in 1904, is a small nonprofit that reported $240K in total revenue in fiscal year 2023. Revenue fell 33% from the prior year — a significant decline worth monitoring. Expenses of $290K exceeded revenue, resulting in a 20% operating deficit.

Mission

CHAMBER OF COMMERCE

Program Service Accomplishments

Program 1

PROMOTION OF BUSINESS IN THE CITY OF ALHAMBRA AND SPECIAL SERVICES PROVIDED TO THE BUSINESSES AND CITIZENS OF THE CITY. THE POPULATION OF ALHAMBRA IS IN EXCESS OF 90,000.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $120,550

Program Service Revenue $118,962

Investment Income $5,375

Other Revenue $-4,494

TOTAL REVENUE $240,393

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $289,527

TOTAL EXPENSES $289,527

Year-over-Year Comparison

	2023	2022	Change
Revenue	$240,393	$360,848	-0.3%
Expenses	$289,527	$278,319	+0.0%
Net Income	$-49,134	$82,529	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JEANNETTE SORIANO	Director	2.00	Director	$0	$0	$0
JOHN BWARIE	CEO	2.00	Director	$0	$0	$0
LINDA WONG	Director	2.00	Director	$0	$0	$0
CHRISTOPHER BALMASEDA	President	2.00	Director	$0	$0	$0
KEVIN HOUSER	Treasurer	2.00	Director	$0	$0	$0
MARIA GAO	PRESIDENT ELECT	2.00	Director	$0	$0	$0
JEWELYN CO	Director	2.00	Director	$0	$0	$0
MARC RODGERS	Director	2.00	Director	$0	$0	$0
MELISSA DEMIRCI	Director	2.00	Director	$0	$0	$0
WING HO	Director	2.00	Director	$0	$0	$0
RHILEY GOMEZ	Director	2.00	Director	$0	$0	$0
RAYMOND HO	Director	2.00	Director	$0	$0	$0
PILAR ALMEIDA	Director	2.00	Director	$0	$0	$0
SUSAN PILCHER	Director	2.00	Director	$0	$0	$0
EARL MILLER JR	Director	2.00	Director	$0	$0	$0
DANIEL LIN	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$240,393	$289,527	$131,498	$-49,134
2023	$360,848	$278,319	$186,275	$82,529
2022	$239,465	$273,726	$60,620	$-34,261
2022	$262,170	$273,726	$138,454	$-11,556
2021	$199,582	$275,891	$34,674	$-76,309
2021	$196,582	$224,520	$29,117	$-27,938
2021	$248,293	$275,891	$83,385	$-27,598
2020	$347,245	$230,518	$61,789	$116,727
2019	$254,084	$272,761	$1,953	$-18,677
2018	$261,392	$276,316	$3,875	$-14,924