United Steelworkers

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

Gary Holloway

Phone

3105222277

Tax Period

2025-01-01 to 2025-12-31

United Steelworkers, founded in 1995, is a community nonprofit that reported $2.4M in total revenue in fiscal year 2025.

Mission

THE MISSION STATEMENT OF THE ORGANIZATION INCLUDES, BUT IS NOT LIMITED TO ON BEHALF OF ITS MEMBERS COLLECTIVE BARGAINING, GRIEVANCE PROCEDURES, ARBITRATION, STRIKE BENEFITS, EDUCATION, ORGANIZE, AND TO IMPROVE THE WORKING CONDITIONS OF ITS MEMBERS.

Program Service Accomplishments

Program 1

THE LOCAL UNION CONTINUES IN AN ONGOING EFFORT TO DEFEND AND ENFORCE THE NEGOTIATED COLLECTIVE BARGAINING AGREEMENT FOR OUR MEMBERS WAGES,BENEFITS, AND WORKING CONDITIONS. THE MEMBERS DUES, RELATED INCOME AND EXPENSES ARE USED TO CARRY OUT THESE ACTIVITIES, THE LOCAL UNION IS CONTINUALLY STRIVING TO MAINTAIN OR ACCOMPLISH IMPROVEMENTS FOR OUR MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,075,179

Investment Income $93

Other Revenue $343,675

TOTAL REVENUE $2,418,947

Expense Breakdown

Grants Paid $80,976

Salaries & Benefits $1,294,017

Fundraising Expenses $0

Other Expenses $1,098,837

TOTAL EXPENSES $2,473,830

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,418,947	$2,377,640	+0.0%
Expenses	$2,473,830	$2,308,677	+0.1%
Net Income	$-54,883	$68,963	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$335,381

Total Directors

$160,049

Key Employees

$292,032

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GARY HOLLOWAY	FINANCIAL SECRETARY	040.00	Officer Director Key Emp Highest	$160,049	$0	$160,049
NORMAN ROGERS	2ND VICE PRESIDENT	010.00	Officer Highest	$142,008	$0	$142,008
XOCHITL COBARRUVIAS	CHIEF OF STAFF CLERICAL	040.00	Key Emp Highest	$131,983	$0	$131,983
MANUEL RAMIREZ	STAFF REPRESENTATIVE	040.00	Highest	$113,679	$0	$113,679
JOSE LOZANO	STAFF REPRESENTATIVE	040.00	Highest	$107,946	$0	$107,946
MOISES HERNADEZ	STAFF REPRESENTATIVE	040.00	Highest	$101,622	$0	$101,622
KEITH WEST	TRUSTEE	010.00	Officer	$9,663	$0	$9,663
REGINA FLEMING	RECORDING SECRETARY	010.00	Officer	$6,085	$0	$6,085
PHILIP BAKER	PRESIDENT	005.00	Officer	$3,995	$0	$3,995
DAVID BOWEN	DELEGATE	010.00	Officer	$3,926	$0	$3,926
LEONARD PATTERSON	DELEGATE	010.00	Officer	$3,010	$0	$3,010
CARLOS R SANDOVAL	VICE PRESIDENT	010.00	Officer	$2,606	$0	$2,606
STEVE MCKOY	DELEGATE	010.00	Officer Highest	$1,993	$0	$1,993
FRANK VASQUEZ	DELEGATE	010.00	Officer	$1,675	$0	$1,675
JESSICA GOLDSMITH	DELEGATE	010.00	Officer	$371	$0	$371
TEODORICO ALBIS	SGT AT ARMS	010.00	Officer	$0	$0	$0
ROBERTO TORRES	DELEGATE	010.00	Officer	$0	$0	$0
ARTHUR ARIZPE	DELEGATE	010.00	Officer	$0	$0	$0
FRANK CALANDRINO	DELEGATE	010.00	Officer	$0	$0	$0
ALEJANDRO PEREZ	DELEGATE	010.00	Officer	$0	$0	$0
ALFONSO GARCIA	DELEGATE	010.00	Officer	$0	$0	$0
NICHOLAS HOLLOWAY-FISHER	DELEGATE	010.00	Officer	$0	$0	$0
LISA BOWMAN	GUIDE	001.00	Officer	$0	$0	$0
MIKE KRUMBEIN	DELEGATE	010.00	Officer	$0	$0	$0
JORDAN DEARDEN	TRUSTEE	010.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,418,947	$2,473,830	$3,532,140	$-54,883
2024	$2,377,640	$2,308,677	$3,508,185	$68,963
2023	$2,263,077	$2,199,473	$3,419,300	$63,604
2022	$2,294,770	$2,310,568	$3,340,493	$-15,798
2021	$2,076,095	$2,092,716	$3,401,750	$-16,621
2020	$1,945,095	$1,818,090	$3,401,556	$127,005