Palm Springs Chamber of Commerce (EIN 951083673) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1940

Legal Domicile

Principal Officer

Nona Watson

Phone

7603251577

Tax Period

2024-07-01 to 2025-06-30

Palm Springs Chamber of Commerce, founded in 1940, is a small nonprofit that reported $893K in total revenue in fiscal year 2024.

Mission

The Chamber was organized to strengthen business and commerce by promoting economic development in Palm Springs and the Coachella Valley.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $208,160

Program Service Revenue $477,461

Investment Income $11,004

Other Revenue $196,340

TOTAL REVENUE $892,965

Expense Breakdown

Grants Paid $0

Salaries & Benefits $408,341

Fundraising Expenses $0

Program Expenses $568,613

Other Expenses $510,656

TOTAL EXPENSES $918,997

Year-over-Year Comparison

	2024	2023	Change
Revenue	$892,965	$913,802	0.0%
Expenses	$918,997	$912,563	+0.0%
Net Income	$-26,032	$1,239	-22.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$165,000

Total Directors

$165,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Nona Watson	CEO	40.00	Officer Director	$165,000	$0	$165,000
Wendy Beerbower	President	1.00	Director	$0	$0	$0
Kirstin Bloomer	Director	5.00	Director	$0	$0	$0
Kim Roznoski	Director	1.00	Director	$0	$0	$0
Jen Symour	Director	1.00	Director	$0	$0	$0
Gabriel Terrado	President	1.00	Officer Director	$0	$0	$0
Daniel Meier	Director	1.00	Director	$0	$0	$0
Candace Anderson	Director	1.00	Director	$0	$0	$0
John Bolton	Director	1.00	Director	$0	$0	$0
Scott Saunders	Director	1.00	Director	$0	$0	$0
Todd Burke	Director	1.00	Director	$0	$0	$0
Kelly McLean	Director	1.00	Director	$0	$0	$0
Chris Drumm	Director	1.00	Director	$0	$0	$0
Kelly Teo	Director	0.00	Director	$0	$0	$0
Bryan Rogers	Director	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$892,965	$918,997	$1,071,968	$-26,032
2024	No data	No data	No data	No data
2023	$876,616	$779,874	$917,921	$96,742
2022	$770,534	$712,243	$825,264	$58,291
2021	$453,108	$520,696	$698,491	$-67,588
2020	$588,016	$503,607	$637,111	$84,409
2019	$607,078	$535,401	$546,262	$71,677
2018	$590,225	$570,450	$486,317	$19,775

Palm Springs Chamber of Commerce