SAN DIEGO, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)BLUPEAK CREDIT UNION, founded in 1936, is a mid-sized nonprofit that reported $62.4M in total revenue in fiscal year 2023. Revenue surged 36% from the prior year, signaling strong growth momentum. Expenses of $60.1M left a modest 4% surplus.
WE ARE A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE; WE EXIST TO SERVE - TO ENRICH LIVES AND BUILD BETTER FUTURES.
MEMBERSHIP IN BLUPEAK CREDIT UNION ("BLUPEAK") PROVIDES ACCESS TO A ROBUST ARRAY OF QUALITY FINANCIAL SERVICES AND PRODUCTS INCLUDING CHECKING AND SAVINGS ACCOUNTS. UNLIKE BANKS, WHICH RETURN THEIR...
MEMBERSHIP IN BLUPEAK CREDIT UNION ("BLUPEAK") PROVIDES ACCESS TO A ROBUST ARRAY OF QUALITY FINANCIAL SERVICES AND PRODUCTS INCLUDING CHECKING AND SAVINGS ACCOUNTS. UNLIKE BANKS, WHICH RETURN THEIR PROFITS TO SHAREHOLDERS, BLUPEAK CREDIT UNION RETURNS ITS PROFITS TO MEMBERS IN THE FORM OF HIGHER RATES ON DEPOSITS AND A HOST OF FREE AND LOW-COST SERVICES. AS OF DECEMBER 31, 2023, MEMBERS HELD 74,892 DEPOSIT ACCOUNTS TOTALING OVER $1,320 MILLION. THESE ACCOUNTS INCLUDED FREE CHECKING, LOW-BALANCE SAVINGS, IRA'S, AND HIGH-YIELD MONEY MARKET AND TERM INVESTMENT ACCOUNTS.
AS A MEMBER-OWNED, NOT-FOR-PROFIT COOPERATIVE, BLUPEAK CREDIT UNION ("BLUPEAK") IS DEDICATED TO PROVIDING THE FINANCIAL PRODUCTS AND SERVICES MEMBERS NEED AT EVERY STAGE OF LIFE. WHETHER IT'S BUYING...
AS A MEMBER-OWNED, NOT-FOR-PROFIT COOPERATIVE, BLUPEAK CREDIT UNION ("BLUPEAK") IS DEDICATED TO PROVIDING THE FINANCIAL PRODUCTS AND SERVICES MEMBERS NEED AT EVERY STAGE OF LIFE. WHETHER IT'S BUYING A FIRST CAR, FINANCING A NEW HOME, OR SEEKING A HIGHER EDUCATION, BLUPEAK OFFERS MEMBERS LOW-COST HOME, VEHICLE, AND PERSONAL LOANS, AS WELL AS FREE FINANCIAL SEMINARS TO ASSIST THEM IN MAKING SOUND FINANCIAL CHOICES. AS OF DECEMBER 31, 2023, BLUPEAK MEMBERS HELD 15,691 MORTGAGE, HOME EQUITY, VEHICLE, AND VARIOUS OTHER PERSONAL LOANS TOTALING OVER $893 MILLION.
SINCE 1936, BLUPEAK CREDIT UNION ("BLUPEAK") HAS BEEN HELPING PEOPLE ACHIEVE THEIR MOST IMPORTANT FINANCIAL GOALS. AS ONE OF CALIFORNIA'S LARGEST CREDIT UNIONS, BLUPEAK OFFERS FULL-SERVICE BANKING...
SINCE 1936, BLUPEAK CREDIT UNION ("BLUPEAK") HAS BEEN HELPING PEOPLE ACHIEVE THEIR MOST IMPORTANT FINANCIAL GOALS. AS ONE OF CALIFORNIA'S LARGEST CREDIT UNIONS, BLUPEAK OFFERS FULL-SERVICE BANKING INCLUDING FREE AND LOW-COST E-SERVICES. MEMBERS CAN MANAGE THEIR PERSONAL FINANCES ANYTIME, ANYWHERE WITH TELEPHONE, ONLINE AND WIRELESS INTERNET BANKING. AS AN ADDITIONAL CONVENIENCE, BLUPEAK OFFERS BILLPAY SERVICES TO MEMBERS WITH QUALIFYING CHECKING ACCOUNTS AT NO COST. EACH MONTH, APPROXIMATELY 29,700 MEMBERS UTILIZE THE E-SERVICES AVAILABLE 24 HOURS PER DAY. IN ADDITION, BLUPEAK HAS PARTNERED WITH OTHER CREDIT UNIONS TO FORM THE CO-OP ATM NETWORK. THIS NETWORK PROVIDES MEMBERS ACCESS TO APPROXIMATELY 30,000 NO-FEE ATM'S THROUGHOUT THE UNITED STATES, INCLUDING LOCATIONS AT POPULAR RETAILERS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $62,378,718 | $46,015,710 | +0.4% |
| Expenses | $60,114,609 | $42,732,849 | +0.4% |
| Net Income | $2,264,109 | $3,282,861 | -0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| MATT ADAMS | VICE CHAIR | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| DAVID ELY | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| HARRY LE GRANDE | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| JOSHUA LAWRENCE | CHAIR | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| STEVEN LEI | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| YVONNE MARSH | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| LES OVERMAN | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| BEVERLY RANDEZ | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| TODD THARP | PRESIDENT/CEO | 40.00 |
Officer
|
$712,968 | $55,132 | $768,100 |
| MARGARITA GUERRA | FORMER SVP/CFO/SECRETARY | 40.00 |
Officer
|
$188,922 | $17,607 | $206,529 |
| MATTHEW LYONS | EVP/CHIEF OPERATING OFFICER | 40.00 |
Key Emp
|
$492,326 | $28,722 | $521,048 |
| AMBER FIELDER | FORMER SVP/CHIEF MARKETING OFFICER | 40.00 |
Key Emp
|
$234,423 | $20,265 | $254,688 |
| CHARLES WILLIAMS | SVP/CHIEF RISK OFFICER | 40.00 |
Key Emp
|
$287,348 | $27,291 | $314,639 |
| KAREN SMITH | VP/CHIEF CREDIT OFFICER | 40.00 |
Key Emp
|
$257,555 | $29,395 | $286,950 |
| RISHI DAVE | VP ENTERPRISE TECH. & ARCHITECTURE | 40.00 |
Key Emp
|
$213,559 | $43,003 | $256,562 |
| MELVINREY DE GUZMAN | VP OF REAL ESTATE & CAPITAL MARKETS | 40.00 |
Highest
|
$233,336 | $21,316 | $254,652 |
| RYAN HARRIS | SOFTWARE ENGINEER II | 40.00 |
Highest
|
$183,964 | $20,019 | $203,983 |
| CARRIE KNUTSON | VP FINANCE | 40.00 |
Highest
|
$171,344 | $38,386 | $209,730 |
| ANDREW JUDGE | VP INTERNAL AUDIT | 40.00 |
Highest
|
$170,962 | $25,059 | $196,021 |
| GLORIA NUNES | VP OF HUMAN RESOURCES | 40.00 |
Highest
|
$168,777 | $21,703 | $190,480 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $62,378,718 | $60,114,609 | $1,472,619,773 | $2,264,109 |
| 2022 | $46,015,710 | $42,732,849 | $1,240,251,202 | $3,282,861 |
| 2021 | $40,598,480 | $40,051,557 | $1,264,438,336 | $546,923 |
| 2020 | $41,288,386 | $39,368,354 | $1,176,783,982 | $1,920,032 |
| 2019 | $47,431,083 | $39,758,547 | $1,023,696,051 | $7,672,536 |
| 2018 | $42,943,870 | $37,280,381 | $974,347,002 | $5,663,489 |
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