THE SAN BUENAVENTURA CHAMBER OF CO… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1935

Legal Domicile

Principal Officer

STEPHANIE CALDWELL

Phone

8056437222

Tax Period

2024-01-01 to 2024-12-31

THE SAN BUENAVENTURA CHAMBER OF COMMERCE, founded in 1935, is a small nonprofit that reported $530K in total revenue in fiscal year 2024. Revenue grew 13% year-over-year, indicating healthy expansion.

Mission

PROMOTE ECONOMIC VITALITY IN THE CITY OF SAN BUENAVENTURA. ENCOURAGE JOB CREATION, CIVIC IMPROVEMENT AND BUSINESS STABILITY.

Program Service Accomplishments

Program 1

PROMOTED ECONOMIC VITALITY, JOB CREATION, CIVIC IMPROVEMENT AND BUSINESS STABILITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $513,803

Investment Income $1,653

Other Revenue $14,068

TOTAL REVENUE $529,524

Expense Breakdown

Grants Paid $0

Salaries & Benefits $290,728

Fundraising Expenses $0

Other Expenses $248,679

TOTAL EXPENSES $539,407

Year-over-Year Comparison

	2024	2023	Change
Revenue	$529,524	$468,934	+0.1%
Expenses	$539,407	$471,781	+0.1%
Net Income	$-9,883	$-2,847	+2.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$123,485

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEPHANIE CALDWELL	PRESIDENT & CEO	40.00	Officer	$113,585	$9,900	$123,485
AARON GASTON	BOARD CHAIR	0.75	Officer Director	$0	$0	$0
BRENT STIG-KRAUS	SECRETARY	0.75	Officer Director	$0	$0	$0
AMY FONZO	CHAIR ELECT	0.75	Officer Director	$0	$0	$0
BRAD GOLDEN	VICE CHAIR POLICY	0.75	Officer Director	$0	$0	$0
ADELA TRAINOR	VICE CHAIR OUTCOMM	0.75	Officer Director	$0	$0	$0
BLAKE KREUTZ	TREASURER	0.75	Officer Director	$0	$0	$0
BRIAN PENDLETON	VICE CHAIR ECONOMIC DEVELOPMENT	0.75	Officer Director	$0	$0	$0
GERRY PANTOJA	VICE CHAIR YOUNG PROFESSIONALS	0.75	Director	$0	$0	$0
MARNI BROOK	DIRECTOR	0.75	Director	$0	$0	$0
SUSANNE COOPER	DIRECTOR	0.75	Director	$0	$0	$0
PAUL FARRY	DIRECTOR	0.75	Director	$0	$0	$0
KIMBERLY HOFFMANS	DIRECTOR	0.75	Director	$0	$0	$0
PAUL HUFF	DIRECTOR	0.75	Director	$0	$0	$0
ALLEN JUENGERMANN	DIRECTOR	0.75	Director	$0	$0	$0
MATT MANSI	DIRECTOR	0.75	Director	$0	$0	$0
LEISHA POMARE	DIRECTOR	0.75	Director	$0	$0	$0
WILL TERRY	DIRECTOR	0.75	Director	$0	$0	$0
NICK TOMASELLO	DIRECTOR	0.75	Director	$0	$0	$0
MICK ZDEBLICK	DIRECTOR	0.75	Director	$0	$0	$0
DENA ROGERS	IMMEDIATE PAST CHAIR	0.75	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$529,524	$539,407	$291,326	$-9,883
2023	$468,934	$471,781	$255,963	$-2,847
2022	$449,449	$447,529	$257,686	$1,920
2021	$405,793	$356,046	$256,075	$49,747
2020	$358,025	$335,299	$202,888	$22,726

THE SAN BUENAVENTURA CHAMBER OF COMMERCE