REDLANDS, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)ALTA VISTA CREDIT UNION, founded in 1943, is a mid-sized nonprofit that reported $11.7M in total revenue in fiscal year 2023. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $11.0M left a modest 6% surplus.
A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, ALTA VISTA CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
ALTA VISTA CREDIT UNION OFFERS DIGITAL BANKING IN VARIOUS FORMS, SUCH AS, ONLINE BANKING, MOBILE BANKING OR TELEPHONE BANKING, FOR THE CONVENIENCE OF THE MEMBERS.
ALTA VISTA CREDIT UNION PROVIDES MEMBERS WITH FINANCIAL ADVICE AND PLANNING BY HELPING THEM CREATE STRONG, ACHIEVABLE FINANCIAL GOALS, BUILD THE PLANS TO GET THERE AND ADAPT TO CHANGES ALONG THE WAY.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $11,695,246 | $9,891,431 | +0.2% |
| Expenses | $11,026,897 | $8,627,321 | +0.3% |
| Net Income | $668,349 | $1,264,110 | -0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| STEPHANIE ORNELAS | CHAIRWOMAN | 1.00 |
Director
|
$0 | $0 | $0 |
| VINCENT LASTER | VICE-CHAIRMAN | 1.00 |
Director
|
$0 | $0 | $0 |
| CAMERON VALADEZ | TREASURER | 1.00 |
Director
|
$0 | $0 | $0 |
| GARY UNDERWOOD | SECRETARY | 1.00 |
Director
|
$0 | $0 | $0 |
| MICHAEL VAN LUVEN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| GEORGE TONE | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DAMON ALEXANDER | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JACOB SPOOR | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| ROBERT GEE | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVID JUSTICE | CEO | 40.00 |
Officer
|
$303,718 | $26,235 | $329,953 |
| KANTI SARKER | CFO | 40.00 |
Officer
|
$184,195 | $33,053 | $217,248 |
| LORRAINE GONZALES | CAO | 40.00 |
Officer
|
$160,477 | $9,365 | $169,842 |
| WILLIAM HERNANDEZ | VP, LENDING | 40.00 |
Highest
|
$182,679 | $12,268 | $194,947 |
| JAMES DAWSON | VP, BRAND SERVICES | 40.00 |
Highest
|
$159,537 | $10,430 | $169,967 |
| ARACELI TORIBIO | CONTROLLER | 40.00 |
Highest
|
$117,365 | $13,623 | $130,988 |
| BRANDY MAEWEATHER | VP, MEMBER EXPERIENCE | 40.00 |
Highest
|
$106,009 | $6,964 | $112,973 |
| SADUDEE TISUTHIWONGSE | SR. FINANCIAL ANALYST | 40.00 |
Highest
|
$102,850 | $4,813 | $107,663 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $11,695,246 | $11,026,897 | $216,029,104 | $668,349 |
| 2022 | $9,891,431 | $8,627,321 | $232,172,374 | $1,264,110 |
| 2021 | $8,216,863 | $7,309,216 | $221,889,084 | $907,647 |
| 2020 | $8,906,187 | $7,862,381 | $212,292,003 | $1,043,806 |
| 2019 | $9,928,352 | $9,466,955 | $178,287,439 | $461,397 |
| 2018 | $9,340,065 | $8,437,210 | $164,961,223 | $902,855 |
Compare ALTA VISTA CREDIT UNION with other nonprofits in California and across the country.