Montebello Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1968

Legal Domicile

Principal Officer

John Pringle

Tax Period

2024-07-01 to 2025-06-30

Montebello Chamber of Commerce, founded in 1968, is a small nonprofit that reported $161K in total revenue in fiscal year 2024. Revenue surged 112% from the prior year, signaling strong growth momentum. Expenses of $181K exceeded revenue, resulting in a 12% operating deficit.

Mission

To provide information to Chambers members and community; To facilitate and increase local business activities and attract business concerns in the area.

Program Service Accomplishments

Program 1

Expenses: $104,701 Revenue: $160,733

The Montebello Chamber of Commerce is a dynamic business organization dedicated to the success of our members and the economic prosperity of our culturally diverse region. COMMUNITY EVENTS: The...

The Montebello Chamber of Commerce is a dynamic business organization dedicated to the success of our members and the economic prosperity of our culturally diverse region. COMMUNITY EVENTS: The Community Business Expo is a free-to-attend annual public event traditionally held in the spring which allows local businesses to promote their products and services directly to consumers. Exhibitors often distribute free merchandise, samples and coupons as well as other promotional materials to attendees. Sponsorship opportunities are also available offering substantial marketing perks including promotion on signage, marketing materials, website, social media, e-blasts and more.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $160,732

Program Service Revenue $0

Investment Income $1

Other Revenue $0

TOTAL REVENUE $160,733

Expense Breakdown

Grants Paid $0

Salaries & Benefits $99,245

Fundraising Expenses $0

Program Expenses $104,701

Other Expenses $81,398

TOTAL EXPENSES $180,643

Year-over-Year Comparison

	2024	2023	Change
Revenue	$160,733	$75,653	+1.1%
Expenses	$180,643	$154,916	+0.2%
Net Income	$-19,910	$-79,263	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Stephan Boyajian	Past Chair	2.00	Officer	$0	$0	$0
John Pringle	Chair	4.00	Officer	$0	$0	$0
Barbara Risher	Treasurer	4.00	Officer	$0	$0	$0
Armando Arenas	Past Chair	4.00	Officer	$0	$0	$0
Ilma Avila	Vice Chair	4.00	Officer	$0	$0	$0
Darrell H Heacock	Past Chair	2.00	Officer	$0	$0	$0
Jay Nomura	Past Chair	2.00	Officer	$0	$0	$0
George Pacheco	Board Member	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$160,733	$180,643	$8,331	$-19,910
2024	$75,653	$154,916	$18,529	$-79,263
2023	$76,254	$132,327	$99,792	$-56,073
2022	$75,423	$124,552	$155,865	$-49,129
2021	$211,848	$202,668	$226,094	$9,180
2020	$230,245	$214,858	$111,769	$15,387
2019	$242,845	$246,360	$67,427	$-3,515
2018	$203,901	$198,144	$76,874	$5,757