WOMAN'S IMPROVEMENT CLUB OF CORONA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1910

Legal Domicile

Principal Officer

JACKIE LOPEZ

Phone

9517372411

Tax Period

2024-06-01 to 2025-05-31

WOMAN'S IMPROVEMENT CLUB OF CORONA, founded in 1910, is a micro nonprofit that reported $33K in total revenue in fiscal year 2024. Revenue fell 38% from the prior year — a significant decline worth monitoring. Expenses of $39K exceeded revenue, resulting in a 19% operating deficit.

Mission

THE OBJECT OF THIS CLUB IS TO BRING TOGETHER WOMEN FOR THE DISCUSSION OF AND ACTION ON VITAL QUESTIONS AND PROVIDE SERVICES FOR THE WELFARE OF OUR COMMUNITY AND OUR MEMBERS.

Program Service Accomplishments

Program 1

Expenses: $21,684 Revenue: $17,494

WICC PROVIDES SERVICES FOR THE WELFARE OF THE COMMUNITY. WICC PROVIDES FINANCIAL SUPPORT FOR NON-PROFIT AND CHARITABLE ORGANIZATIONS IN THE COMMUNITY SUCH AS LOCAL INSPIRE LIFE SKILLS, CFWC-HEALTHY VILLAGES, VFW, VETERANS HELPING VETERANS, NORCO COLLEGE VETERANS, CORONA PUBLIC LIBRARY, U.S. VETERANS, CORONA REGIONAL HOSPICE, PEPPERMINT RIDGE AND MANY OTHERS.

Program 2

Revenue: $17,494

IN ORDER TO HELP DEFRAY AT LEAST PART OF THE FINANCIAL BURDEN OF ATTENDING COLLEGE, WICC AWARDS SCHOLARSHIPS OF 1,000 TO TWO GRADUATING SENIORS FROM EACH OF THE SEVEN HIGH SCHOOLS IN THE CORONA-NORCO SCHOOL DISTRICT. WICC ALSO AWARDS TWO 1,000 SCHOLARSHIPS TO GRADUATES OF THE CNUSD ADULT EDUCATION PROGRAM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $22,408

Program Service Revenue $34,988

Investment Income $0

Other Revenue $-24,400

TOTAL REVENUE $32,996

Expense Breakdown

Grants Paid $21,684

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $28,802

Other Expenses $17,572

TOTAL EXPENSES $39,256

Year-over-Year Comparison

	2024	2023	Change
Revenue	$32,996	$53,347	-0.4%
Expenses	$39,256	$49,967	-0.2%
Net Income	$-6,260	$3,380	-2.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

101

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AMELIA NIEVES	3RD VICE PRE	10.00	Director	$0	$0	$0
CAROL CONWAY	PRESIDENT	10.00	Director	$0	$0	$0
LAURA SELTZER	2ND VICE PRE	10.00	Director	$0	$0	$0
DONNA ALLOSADA	FINANCIAL SE	10.00	Director	$0	$0	$0
DENISE ROWAN	RECORDING SE	5.00	Director	$0	$0	$0
GINGER JOHNSON	CORRESPONDIN	5.00	Director	$0	$0	$0
JACKIE LOPEZ	TREASURER	10.00	Officer Director	$0	$0	$0
MARIA BARRETO	CHAIR OF HOU	5.00	Director	$0	$0	$0
LEE HANSEN	PARLIAMENTAR	5.00	Director	$0	$0	$0
DORIS OSKO	HISTORIAN	5.00	Director	$0	$0	$0
CAROL SOLIDAY	1ST VICE PRE	10.00	Director	$0	$0	$0
JUDY PORTER	CHAIR LONGRA	5.00	Director	$0	$0	$0
JACQUELYN YOUNG	CHAIR OF MEM	5.00	Director	$0	$0	$0
MICHELLE WATTS	CHAIR OF REN	5.00	Director	$0	$0	$0
CELIA HENDERSON	CHAIR OF SCH	5.00	Director	$0	$0	$0
PAULA MUNOZ	CHAIR OF WAY	5.00	Director	$0	$0	$0
LOLA AVERY	CHAIR OF FED	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$32,996	$39,256	$290,039	$-6,260
2024	$53,347	$49,967	$303,041	$3,380
2023	$45,361	$50,670	$299,661	$-5,309
2022	$217,571	$29,120	$304,970	$188,451
2021	$76,338	$70,493	$116,519	$5,845
2020	$76,178	$67,629	$110,674	$8,549
2019	$151,288	$163,723	$102,125	$-12,435